Bank lending-deposit spread in Ethiopia
Ethiopia: Bank lending-deposit spread was 3.32 in 2008. ▼ Falling
Bank lending-deposit spread in Ethiopia, 1985–2008
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Ethiopia recorded 3.32 for bank lending-deposit spread in 2008.
Compared with earlier readings it is down 1.9% on the previous year and down 26.1% over ten years.
Over the whole period, bank lending-deposit spread in Ethiopia peaked at 5.12 in 1992 and was at its lowest, 2.5, in 1993.
That places Ethiopia 91st out of 124 countries with data for 2008, putting it in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Bank lending-deposit spread in Ethiopia, year by year
| Year | Value | Change |
|---|---|---|
| 1985 | 4.5 | — |
| 1992 | 5.12 | +13.9% |
| 1993 | 2.5 | -51.2% |
| 1994 | 2.83 | +13.3% |
| 1995 | 3.62 | +27.9% |
| 1996 | 4.5 | +24.1% |
| 1997 | 3.5 | -22.2% |
| 1998 | 4.5 | +28.6% |
| 1999 | 4.58 | +1.8% |
| 2000 | 4.89 | +6.8% |
| 2001 | 4.87 | -0.5% |
| 2002 | 4.87 | +0.0% |
| 2003 | 3.65 | -25.0% |
| 2004 | 3.62 | -0.8% |
| 2005 | 3.54 | -2.3% |
| 2006 | 3.44 | -2.8% |
| 2007 | 3.39 | -1.5% |
| 2008 | 3.32 | -1.9% |
Ethiopia compared with similar countries
- Ethiopia's 3.32 is below the median for low income countries, which is 10.46, 32% of the median. (11 countries reporting)
- Ethiopia's 3.32 is below the median for Sub-Saharan Africa, which is 8.22, 40% of the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.5 | 4.5 | 4.5 | 1 |
| 1990s | 3.9 | 2.5 | 5.12 | 8 |
| 2000s | 3.95 | 3.32 | 4.89 | 9 |
Countries ranked near Ethiopia
More financial sector data for Ethiopia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0759 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0554 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0759 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Ethiopia?
- Bank lending-deposit spread in Ethiopia was 3.32 in 2008, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Ethiopia?
- The highest recorded value was 5.12 in 1992.
- What is the lowest bank lending-deposit spread recorded in Ethiopia?
- The lowest recorded value was 2.5 in 1993.
- How does Ethiopia rank for bank lending-deposit spread?
- Ethiopia ranks 91st out of 124 countries with data for 2008.
- Is bank lending-deposit spread rising or falling in Ethiopia?
- Over the last ten years it is down 26.1%. The long-run trend across the full record is falling.
- Where does this Ethiopia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.