Bank lending-deposit spread in Czechia
Czechia: Bank lending-deposit spread was 3.04 in 2020. ▼ Falling
Bank lending-deposit spread in Czechia, 1993–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Czechia is 3.04, measured in 2020. That is the lowest value across all 28 years on record.
That represents a change of down 7.8% on the previous year and down 36.7% over ten years.
Over the whole period, bank lending-deposit spread in Czechia peaked at 7.04 in 1993 and was at its lowest, 3.04, in 2020.
That places Czechia 93rd out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 28 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 5.59 | 4.2 | 7.04 | 7 |
| 2000s | 4.5 | 3.74 | 4.74 | 10 |
| 2010s | 3.91 | 3.27 | 4.81 | 10 |
| 2020s | 3.04 | 3.04 | 3.04 | 1 |
Countries ranked near Czechia
More financial sector data for Czechia
- Domestic credit to private sector by banks 48.0% (2024)
- Total reserves in months of imports 7.64 (2025)
- Net domestic credit 5.50 trillion current LCU (2024)
- Net foreign assets 2.73 trillion current LCU (2024)
- Monetary Sector credit to private sector 48.0% (2024)
- Broad money 87.0% (2024)
- Claims on central government, etc. 11.9% (2024)
- Domestic credit to private sector 48.0% (2024)
- Official exchange rate 21.88 LCU per US$, period average (2025)
- Net migration -112,188 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Czechia?
- Bank lending-deposit spread in Czechia was 3.04 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Czechia?
- The highest recorded value was 7.04 in 1993.
- What is the lowest bank lending-deposit spread recorded in Czechia?
- The lowest recorded value was 3.04 in 2020.
- How does Czechia rank for bank lending-deposit spread?
- Czechia ranks 93rd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Czechia?
- Over the last ten years it is down 36.7%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 28 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.