Bank lending-deposit spread in Russia
Russia: Bank lending-deposit spread was 3.01 in 2020. ◆ Volatile
Bank lending-deposit spread in Russia, 1997–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Russia recorded 3.01 for bank lending-deposit spread in 2020. That is the lowest value across all 24 years on record.
The figure is down 10.2% on the previous year and down 37.5% over ten years.
Over the whole period, bank lending-deposit spread in Russia peaked at 26.03 in 1999 and was at its lowest, 3.01, in 2020.
That places Russia 96th out of 124 countries with data for 2020, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank lending-deposit spread in Russia, year by year
| Year | Value | Change |
|---|---|---|
| 1997 | 15.28 | — |
| 1998 | 24.74 | +62.0% |
| 1999 | 26.03 | +5.2% |
| 2000 | 17.93 | -31.1% |
| 2001 | 13.06 | -27.2% |
| 2002 | 10.75 | -17.7% |
| 2003 | 8.5 | -20.9% |
| 2004 | 7.65 | -10.0% |
| 2005 | 6.69 | -12.5% |
| 2006 | 6.35 | -5.1% |
| 2007 | 4.89 | -23.0% |
| 2008 | 6.47 | +32.2% |
| 2009 | 6.72 | +4.0% |
| 2010 | 4.81 | -28.5% |
| 2011 | 4.02 | -16.5% |
| 2012 | 3.57 | -11.2% |
| 2013 | 3.88 | +8.6% |
| 2014 | 5.1 | +31.6% |
| 2015 | 6.52 | +27.9% |
| 2016 | 5.63 | -13.7% |
| 2017 | 4.7 | -16.5% |
| 2018 | 3.5 | -25.5% |
| 2019 | 3.35 | -4.4% |
| 2020 | 3.01 | -10.2% |
Russia compared with similar countries
- Russia's 3.01 is below the median for high income countries, which is 3.8, 79% of the median. (37 countries reporting)
- Russia's 3.01 is below the median for Europe & Central Asia, which is 3.5, 86% of the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 22.02 | 15.28 | 26.03 | 3 |
| 2000s | 8.9 | 4.89 | 17.93 | 10 |
| 2010s | 4.51 | 3.35 | 6.52 | 10 |
| 2020s | 3.01 | 3.01 | 3.01 | 1 |
Countries ranked near Russia
- 93 Czechia 3.04 compare
- 94 Switzerland 3.02 compare
- 95 Philippines 3.01 compare
- 97 China 2.85 compare
- 98 South Africa 2.83 compare
- 99 Israel 2.81 compare
More financial sector data for Russia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 34.9 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 25.48 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 34.9 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Russia?
- Bank lending-deposit spread in Russia was 3.01 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Russia?
- The highest recorded value was 26.03 in 1999.
- What is the lowest bank lending-deposit spread recorded in Russia?
- The lowest recorded value was 3.01 in 2020.
- How does Russia rank for bank lending-deposit spread?
- Russia ranks 96th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Russia?
- Over the last ten years it is down 37.5%. The long-run trend across the full record is volatile.
- Where does this Russia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.