Bank lending-deposit spread in Switzerland
Switzerland: Bank lending-deposit spread was 3.02 in 2020. ▲ Rising
Bank lending-deposit spread in Switzerland, 2008–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Switzerland stood at 3.02. That is the highest value across all 13 years on record.
That represents a change of up 1.2% on the previous year and up 13.4% over ten years.
Over the whole period, bank lending-deposit spread in Switzerland peaked at 3.02 in 2020 and was at its lowest, 1.54, in 2008.
Switzerland ranks 94th of 124 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 13 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.1 | 1.54 | 2.66 | 2 |
| 2010s | 2.78 | 2.65 | 2.98 | 10 |
| 2020s | 3.02 | 3.02 | 3.02 | 1 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Domestic credit to private sector by banks 167.8% (2016)
- Total reserves in months of imports 13.2 (2025)
- Net domestic credit 1.18 trillion current LCU (2016)
- Net foreign assets 506.31 billion current LCU (2016)
- Monetary Sector credit to private sector 167.8% (2016)
- Broad money 181.9% (2016)
- Claims on central government, etc. 4.2% (2016)
- Domestic credit to private sector 167.8% (2016)
- Official exchange rate 0.8314 LCU per US$, period average (2025)
- Net migration 37,253 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Switzerland?
- Bank lending-deposit spread in Switzerland was 3.02 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Switzerland?
- The highest recorded value was 3.02 in 2020.
- What is the lowest bank lending-deposit spread recorded in Switzerland?
- The lowest recorded value was 1.54 in 2008.
- How does Switzerland rank for bank lending-deposit spread?
- Switzerland ranks 94th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Switzerland?
- Over the last ten years it is up 13.4%. The long-run trend across the full record is rising.
- Where does this Switzerland data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 13 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.