Bank lending-deposit spread in Vietnam
Vietnam: Bank lending-deposit spread was 3.53 in 2020. ▼ Falling
Bank lending-deposit spread in Vietnam, 1993–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Vietnam recorded 3.53 for bank lending-deposit spread in 2020.
The figure is up 29.1% on the previous year and up 81.7% over ten years.
Over the whole period, bank lending-deposit spread in Vietnam peaked at 10.14 in 1993 and was at its lowest, 1.93, in 2016.
Vietnam ranks 87th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.64 | 5.17 | 10.14 | 4 |
| 2000s | 3.64 | 2.16 | 6.9 | 10 |
| 2010s | 2.59 | 1.93 | 3.23 | 10 |
| 2020s | 3.53 | 3.53 | 3.53 | 1 |
Countries ranked near Vietnam
More financial sector data for Vietnam
- Domestic credit to private sector by banks 125.0% (2022)
- Total reserves in months of imports 2.37 (2024)
- Net domestic credit 12,108.30 trillion current LCU (2022)
- Net foreign assets -534.88 billion current LCU (2023)
- Monetary Sector credit to private sector 125.0% (2022)
- Broad money 136.3% (2022)
- Claims on central government, etc. 0.9% (2022)
- Domestic credit to private sector 125.0% (2022)
- Official exchange rate 24,165 LCU per US$, period average (2024)
- Net migration -48,171 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Vietnam?
- Bank lending-deposit spread in Vietnam was 3.53 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Vietnam?
- The highest recorded value was 10.14 in 1993.
- What is the lowest bank lending-deposit spread recorded in Vietnam?
- The lowest recorded value was 1.93 in 2016.
- How does Vietnam rank for bank lending-deposit spread?
- Vietnam ranks 87th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Vietnam?
- Over the last ten years it is up 81.7%. The long-run trend across the full record is falling.
- Where does this Vietnam data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.