Hong Kong, China vs Romania: Bank lending-deposit spread

Hong Kong, China
4.94
in 2020
Romania
4.56
in 2020
Hong Kong, China rank
71st
Romania rank
74th

Bank lending-deposit spread over time

  • Hong Kong, China
  • Romania
010203040199320062020

How they compare

Hong Kong, China currently reports 4.94 against 4.56 in Romania, a difference of 0.38.

That makes Hong Kong, China's figure about 1.1 times Romania's.

The two have swapped places 3 times across 27 shared years of data; in 1994 it was Romania ahead.

Hong Kong, China ranks 71st and Romania ranks 74th of 124 countries.

Across the 4 decades both report, Hong Kong, China averaged higher in 1 and Romania in 3.

Head to head by decade

Decade Hong Kong, China Romania Difference Ahead
1990s 3.53 18.63 15.1 Romania
2000s 4.88 12.38 7.5 Romania
2010s 4.99 5.49 0.4979 Romania
2020s 4.94 4.56 0.3833 Hong Kong, China

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank lending-deposit spread, Hong Kong, China or Romania?
Hong Kong, China, at 4.94 against 4.56 in Romania as of 2020.
What is the difference in bank lending-deposit spread between Hong Kong, China and Romania?
0.38, with Hong Kong, China ahead.
How many years of comparable data are there for Hong Kong, China and Romania?
27 years are reported by both, from 1994 to 2020.
How do Hong Kong, China and Romania rank globally for bank lending-deposit spread?
Hong Kong, China ranks 71st and Romania ranks 74th of 124 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank lending-deposit spread. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Hong Kong, China vs Romania: Bank lending-deposit spread. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 04 September 2026, from https://financial-sector.statizoid.com/compare/bank-lending-deposit-spread/hong-kong-sar-china/romania/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.