Japan vs Netherlands: Bank Z-score

Japan
12.86
in 2021
Netherlands
13.04
in 2021
Japan rank
101st
Netherlands rank
100th

Bank Z-score over time

  • Japan
  • Netherlands
010203040200020102021

How they compare

Netherlands currently reports 13.04 against 12.86 in Japan, a difference of 0.18.

The two have swapped places 2 times across 22 shared years of data; in 2000 it was Netherlands ahead.

Japan ranks 101st and Netherlands ranks 100th of 169 countries.

Across the 3 decades both report, Japan averaged higher in 2 and Netherlands in 1.

Head to head by decade

Decade Japan Netherlands Difference Ahead
2000s 13.37 14.75 1.38 Netherlands
2010s 16.34 9.99 6.35 Japan
2020s 13.57 12.77 0.7958 Japan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank z-score, Japan or Netherlands?
Netherlands, at 13.04 against 12.86 in Japan as of 2021.
What is the difference in bank z-score between Japan and Netherlands?
0.18, with Netherlands ahead.
How many years of comparable data are there for Japan and Netherlands?
22 years are reported by both, from 2000 to 2021.
How do Japan and Netherlands rank globally for bank z-score?
Japan ranks 101st and Netherlands ranks 100th of 169 countries.
Where does this data come from?
Bankscope, Bureau van Dijk (BvD), published as Bank Z-score. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Japan vs Netherlands: Bank Z-score. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 17 August 2026, from https://financial-sector.statizoid.com/compare/bank-z-score/japan/netherlands/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,285 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.