Bank Z-score in Netherlands

Netherlands: Bank Z-score was 13.04 in 2021. ◆ Volatile

Latest (2021)
13.04
Change on year
up 4.3%
World rank
101st
of 170 countries
All-time high
39.24
in 2003
All-time low
3.52
in 2008
Years of data
22
2000–2021

Bank Z-score in Netherlands, 2000–2021

0102030402000201020212000: 17.22001: 15.42002: 24.32003: 39.22004: 8.92005: 102006: 10.72007: 122008: 3.52009: 6.22010: 7.82011: 7.22012: 8.42013: 8.92014: 9.62015: 9.52016: 112017: 12.22018: 12.22019: 13.12020: 12.52021: 13

Source: Bankscope, Bureau van Dijk (BvD).

Analysis

Netherlands recorded 13.04 for bank z-score in 2021.

The figure is up 4.3% on the previous year and up 82.3% over ten years.

Over the whole period, bank z-score in Netherlands peaked at 39.24 in 2003 and was at its lowest, 3.52, in 2008.

Netherlands ranks 101st of 170 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank Z-score in Netherlands, year by year

Annual values for Bank Z-score in Netherlands, 2000 to 2021.
Year Value Change
2000 17.25
2001 15.35 -11.0%
2002 24.29 +58.2%
2003 39.24 +61.5%
2004 8.85 -77.4%
2005 10 +12.9%
2006 10.74 +7.4%
2007 12.02 +11.9%
2008 3.52 -70.7%
2009 6.21 +76.2%
2010 7.76 +25.0%
2011 7.15 -7.8%
2012 8.41 +17.6%
2013 8.94 +6.3%
2014 9.64 +7.8%
2015 9.51 -1.4%
2016 11.03 +16.0%
2017 12.21 +10.7%
2018 12.16 -0.4%
2019 13.05 +7.4%
2020 12.51 -4.2%
2021 13.04 +4.3%

Netherlands compared with similar countries

  • Netherlands's 13.04 is below the median for high income countries, which is 15.34, 85% of the median. (63 countries reporting)
  • Netherlands's 13.04 is above the median for Europe & Central Asia, which is 11.21, 1.2× the median. (50 countries reporting)

Biggest year-on-year movements

Years where Bank Z-score in Netherlands changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2004 -77.4% 39.24 8.85

Averages by decade

DecadeAverage LowestHighest Years
2000s 14.75 3.52 39.24 10
2010s 9.99 7.15 13.05 10
2020s 12.77 12.51 13.04 2

Countries ranked near Netherlands

  1. 98 Canada 13.85 compare
  2. 99 Bahamas 13.23 compare
  3. 100 Italy 13.17 compare
  4. 102 Japan 12.86 compare
  5. 103 Mali 12.83 compare
  6. 104 Bangladesh 12.78 compare

See the full ranking of 170 places →

More financial sector data for Netherlands

All data for Netherlands →

Frequently asked questions

What is bank z-score in Netherlands?
Bank z-score in Netherlands was 13.04 in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank z-score recorded in Netherlands?
The highest recorded value was 39.24 in 2003.
What is the lowest bank z-score recorded in Netherlands?
The lowest recorded value was 3.52 in 2008.
How does Netherlands rank for bank z-score?
Netherlands ranks 101st out of 170 countries with data for 2021.
Is bank z-score rising or falling in Netherlands?
Over the last ten years it is up 82.3%. The long-run trend across the full record is volatile.
Where does this Netherlands data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.

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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

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Bank Z-score in Netherlands. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 24 September 2026, from https://financial-sector.statizoid.com/stat/bank-z-score/netherlands/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
170 places, 3,302 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.