Bank Z-score in Japan
Japan: Bank Z-score was 12.86 in 2021. ▲ Rising
Bank Z-score in Japan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
The most recent figure for bank z-score in Japan is 12.86, measured in 2021.
Compared with earlier readings it is down 10.0% on the previous year and down 18.1% over ten years.
Over the whole period, bank z-score in Japan peaked at 17.89 in 2007 and was at its lowest, 7.9, in 2003.
Japan ranks 102nd of 170 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in Japan, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 15.59 | — |
| 2001 | 14.18 | -9.0% |
| 2002 | 10.36 | -27.0% |
| 2003 | 7.9 | -23.7% |
| 2004 | 11.93 | +51.1% |
| 2005 | 13.3 | +11.4% |
| 2006 | 16.89 | +27.0% |
| 2007 | 17.89 | +5.9% |
| 2008 | 14.48 | -19.1% |
| 2009 | 11.2 | -22.6% |
| 2010 | 15.36 | +37.1% |
| 2011 | 15.69 | +2.1% |
| 2012 | 16.08 | +2.4% |
| 2013 | 17.22 | +7.1% |
| 2014 | 17.33 | +0.6% |
| 2015 | 17.35 | +0.1% |
| 2016 | 16.87 | -2.8% |
| 2017 | 16.95 | +0.5% |
| 2018 | 16.27 | -4.1% |
| 2019 | 14.28 | -12.2% |
| 2020 | 14.28 | +0.0% |
| 2021 | 12.86 | -10.0% |
Japan compared with similar countries
- Japan's 12.86 is below the median for high income countries, which is 15.34, 84% of the median. (63 countries reporting)
- Japan's 12.86 is below the median for East Asia & Pacific, which is 20, 64% of the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.37 | 7.9 | 17.89 | 10 |
| 2010s | 16.34 | 14.28 | 17.35 | 10 |
| 2020s | 13.57 | 12.86 | 14.28 | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Japan?
- Bank z-score in Japan was 12.86 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Japan?
- The highest recorded value was 17.89 in 2007.
- What is the lowest bank z-score recorded in Japan?
- The lowest recorded value was 7.9 in 2003.
- How does Japan rank for bank z-score?
- Japan ranks 102nd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Japan?
- Over the last ten years it is down 18.1%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.