Croatia vs Europe & Central Asia (IDA & IBRD countries): Interest rate spread

Croatia
7.2%
in 2014
Europe & Central Asia (IDA & IBRD countries)
4.6%
in 2024
Croatia rank
39th
Europe & Central Asia (IDA & IBRD countries) rank
36th

Interest rate spread over time

  • Croatia
  • Europe & Central Asia (IDA & IBRD countries)
02505007501.0k199320082024

How they compare

Croatia currently reports 7.2% against 4.6% in Europe & Central Asia (IDA & IBRD countries), a difference of 2.6%.

That makes Croatia's figure about 1.6 times Europe & Central Asia (IDA & IBRD countries)'s.

The two have swapped places 1 time across 15 shared years of data; in 2000 it was Europe & Central Asia (IDA & IBRD countries) ahead.

Croatia ranks 39th and Europe & Central Asia (IDA & IBRD countries) ranks 36th of 141 countries.

Across the 2 decades both report, Croatia averaged higher in 1 and Europe & Central Asia (IDA & IBRD countries) in 1.

Head to head by decade

Decade Croatia Europe & Central Asia (IDA & IBRD countries) Difference Ahead
2000s 8.6% 8.8% 0.2% Europe & Central Asia (IDA & IBRD countries)
2010s 7.8% 6.2% 1.6% Croatia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, Croatia or Europe & Central Asia (IDA & IBRD countries)?
Croatia, at 7.2% against 4.6% in Europe & Central Asia (IDA & IBRD countries) as of 2014.
What is the difference in interest rate spread between Croatia and Europe & Central Asia (IDA & IBRD countries)?
2.6%, with Croatia ahead.
How many years of comparable data are there for Croatia and Europe & Central Asia (IDA & IBRD countries)?
15 years are reported by both, from 2000 to 2014.
How do Croatia and Europe & Central Asia (IDA & IBRD countries) rank globally for interest rate spread?
Croatia ranks 39th and Europe & Central Asia (IDA & IBRD countries) ranks 36th of 141 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Croatia vs Europe & Central Asia (IDA & IBRD countries): Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/croatia/europe-and-central-asia-ida-and-ibrd-countries/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.