IDA only vs Laos: Interest rate spread (lending rate minus deposit rate, %)

IDA only
9.4%
in 2019
Laos
19.6%
in 2010
IDA only rank
3rd
Laos rank
4th

Interest rate spread (lending rate minus deposit rate, %) over time

  • IDA only
  • Laos
0510152025199120052019

How they compare

Laos currently reports 19.6% against 9.4% in IDA only, a difference of 10.2%.

That makes Laos's figure about 2.1 times IDA only's.

Across all 6 years both countries report, Laos has been ahead every year.

IDA only ranks 3rd and Laos ranks 4th of 40 groups.

Laos has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade IDA only Laos Difference Ahead
2000s 8.7% 22.3% 13.6% Laos
2010s 9.6% 19.6% 10.0% Laos

Averages of every year both report within each decade.

Frequently asked questions

Which has higher interest rate spread, IDA only or Laos?
Laos, at 19.6% against 9.4% in IDA only as of 2010.
What is the difference in interest rate spread between IDA only and Laos?
10.2%, with Laos ahead.
How many years of comparable data are there for IDA only and Laos?
6 years are reported by both, from 2005 to 2010.
How do IDA only and Laos rank globally for interest rate spread?
IDA only ranks 3rd and Laos ranks 4th of 40 groups.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Interest rate spread (lending rate minus deposit rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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IDA only vs Laos: Interest rate spread. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/compare/interest-rate-spread-lending-rate-minus-deposit-rate-percent/ida-only/lao-pdr/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,188 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.