Interest rate spread in IDA only
IDA only: Interest rate spread was 9.5% in 2019. ▲ Rising
Interest rate spread in IDA only, 2005–2019
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
IDA only recorded 9.5% for interest rate spread in 2019.
That represents a change of up 0.2% on the previous year and up 10.0% over ten years.
Over the whole period, interest rate spread in IDA only peaked at 9.6% in 2010 and was at its lowest, 8.2%, in 2013.
IDA only ranks 2nd of 40 groups on this measure, in the top 10%.
The long-run direction has been consistently rising across the 15 years of available data.
Interest rate spread in IDA only, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2005 | 9.2% | — |
| 2006 | 8.2% | -11.2% |
| 2007 | 8.6% | +5.0% |
| 2008 | 8.7% | +1.6% |
| 2009 | 8.6% | -1.2% |
| 2010 | 9.6% | +11.8% |
| 2011 | 8.8% | -9.1% |
| 2012 | 8.5% | -3.3% |
| 2013 | 8.2% | -3.7% |
| 2014 | 8.8% | +7.1% |
| 2015 | 8.4% | -3.6% |
| 2016 | 9.0% | +7.2% |
| 2017 | 9.5% | +4.9% |
| 2018 | 9.5% | -0.2% |
| 2019 | 9.5% | +0.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.7% | 8.2% | 9.2% | 5 |
| 2010s | 9.0% | 8.2% | 9.6% | 10 |
Countries ranked near IDA only
- 1 Madagascar 47.9% compare
- 2 Zimbabwe 40.1% compare
- 3 Brazil 32.5% compare
- 4 Lao People's Democratic Republic 19.6% compare
- 5 Tajikistan 18.4% compare
More financial sector data for IDA only
- Broad money 47.1% (2023)
- Total reserves in months of imports, annual growth rate 12.34 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Net migration, annual growth rate 30.99 % change on previous year (2025)
- Net migration -901,514 (2025)
- Domestic credit to private sector 33.2% (2024)
- Claims on central government, etc. 12.1% (2024)
- Monetary Sector credit to private sector 32.9% (2024)
- Total reserves in months of imports 5.57 (2024)
Frequently asked questions
- What is interest rate spread in IDA only?
- Interest rate spread in IDA only was 9.5% in 2019, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in IDA only?
- The highest recorded value was 9.6% in 2010.
- What is the lowest interest rate spread recorded in IDA only?
- The lowest recorded value was 8.2% in 2013.
- How does IDA only rank for interest rate spread?
- IDA only ranks 2nd out of 40 groups with data for 2019.
- Is interest rate spread rising or falling in IDA only?
- Over the last ten years it is up 10.0%. The long-run trend across the full record is rising.
- Where does this IDA only data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.