Bank capital to assets ratio (%) (Financial Soundness) in Armenia
Armenia: Bank capital to assets ratio (%) (Financial Soundness) was 14.1% in 2024. ▼ Falling
Bank capital to assets ratio in Armenia, 2010–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Armenia is 14.1%, measured in 2024.
Compared with earlier readings it is down 1.4% on the previous year and up 21.2% over ten years.
Over the whole period, bank capital to assets ratio in Armenia peaked at 17.8% in 2010 and was at its lowest, 11.2%, in 2021.
That places Armenia 11th out of 147 countries with data for 2024, putting it in the top 10%.
The long-run direction has been consistently falling across the 15 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Armenia, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 17.8% | — |
| 2011 | 14.9% | -15.8% |
| 2012 | 13.5% | -9.5% |
| 2013 | 12.6% | -6.6% |
| 2014 | 11.6% | -8.0% |
| 2015 | 11.9% | +2.0% |
| 2016 | 13.0% | +9.2% |
| 2017 | 12.8% | -1.5% |
| 2018 | 12.5% | -2.0% |
| 2019 | 11.9% | -5.2% |
| 2020 | 11.5% | -3.0% |
| 2021 | 11.2% | -2.3% |
| 2022 | 13.7% | +21.9% |
| 2023 | 14.3% | +4.3% |
| 2024 | 14.1% | -1.4% |
Armenia compared with similar countries
- Armenia's 14.1% is above the median for upper middle income countries, which is 9.7%, 1.4× the median. (48 countries reporting)
- Armenia's 14.1% is above the median for Europe & Central Asia, which is 8.5%, 1.7× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 13.2% | 11.6% | 17.8% | 10 |
| 2020s | 13.0% | 11.2% | 14.3% | 5 |
Countries ranked near Armenia
- 8 Solomon Islands 14.5% compare
- 9 Cambodia 14.4% compare
- 10 Kyrgyzstan 14.4% compare
- 12 Iraq 13.9% compare
- 13 Saudi Arabia 13.9% compare
- 14 Uzbekistan 13.3% compare
More financial sector data for Armenia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0665 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0486 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0665 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Armenia?
- Bank capital to assets ratio in Armenia was 14.1% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Armenia?
- The highest recorded value was 17.8% in 2010.
- What is the lowest bank capital to assets ratio recorded in Armenia?
- The lowest recorded value was 11.2% in 2021.
- How does Armenia rank for bank capital to assets ratio?
- Armenia ranks 11th out of 147 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in Armenia?
- Over the last ten years it is up 21.2%. The long-run trend across the full record is falling.
- Where does this Armenia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.