Bank capital to assets ratio (%) (Financial Soundness) in Saudi Arabia
Saudi Arabia: Bank capital to assets ratio (%) (Financial Soundness) was 13.9% in 2025. ▲ Rising
Bank capital to assets ratio in Saudi Arabia, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Saudi Arabia stood at 13.9%.
That represents a change of up 3.0% on the previous year and down 0.3% over ten years.
Over the whole period, bank capital to assets ratio in Saudi Arabia peaked at 15.4% in 2017 and was at its lowest, 11.5%, in 2009.
Saudi Arabia ranks 13th of 147 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 17 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Saudi Arabia, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 11.5% | — |
| 2010 | 12.2% | +6.0% |
| 2011 | 12.0% | -1.8% |
| 2012 | 12.7% | +5.4% |
| 2013 | 13.5% | +7.0% |
| 2014 | 13.7% | +1.0% |
| 2015 | 13.9% | +1.6% |
| 2016 | 14.8% | +6.4% |
| 2017 | 15.4% | +4.2% |
| 2018 | 15.2% | -1.5% |
| 2019 | 14.4% | -5.0% |
| 2020 | 14.6% | +1.1% |
| 2021 | 14.0% | -4.4% |
| 2022 | 14.0% | +0.3% |
| 2023 | 13.7% | -1.9% |
| 2024 | 13.5% | -2.0% |
| 2025 | 13.9% | +3.0% |
Saudi Arabia compared with similar countries
- Saudi Arabia's 13.9% is above the median for high income countries, which is 8.0%, 1.7× the median. (57 countries reporting)
- Saudi Arabia's 13.9% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 8.8%, 1.6× the median. (12 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.5% | 11.5% | 11.5% | 1 |
| 2010s | 13.8% | 12.0% | 15.4% | 10 |
| 2020s | 13.9% | 13.5% | 14.6% | 6 |
Countries ranked near Saudi Arabia
- 10 Kyrgyzstan 14.4% compare
- 11 Armenia 14.1% compare
- 12 Iraq 13.9% compare
- 14 Uzbekistan 13.3% compare
- 15 Saint Kitts and Nevis 13.1% compare
- 16 Indonesia 13.0% compare
More financial sector data for Saudi Arabia
- Reserve position in the IMF, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 93.38 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 68.19 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.5 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 93.38 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Saudi Arabia?
- Bank capital to assets ratio in Saudi Arabia was 13.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Saudi Arabia?
- The highest recorded value was 15.4% in 2017.
- What is the lowest bank capital to assets ratio recorded in Saudi Arabia?
- The lowest recorded value was 11.5% in 2009.
- How does Saudi Arabia rank for bank capital to assets ratio?
- Saudi Arabia ranks 13th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Saudi Arabia?
- Over the last ten years it is down 0.3%. The long-run trend across the full record is rising.
- Where does this Saudi Arabia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.