Bank capital to assets ratio (%) (Financial Soundness) in Indonesia
Indonesia: Bank capital to assets ratio (%) (Financial Soundness) was 13.0% in 2025. ▲ Rising
Bank capital to assets ratio in Indonesia, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Indonesia stood at 13.0%.
That represents a change of down 3.2% on the previous year and up 20.7% over ten years.
Over the whole period, bank capital to assets ratio in Indonesia peaked at 14.6% in 2017 and was at its lowest, 7.6%, in 2008.
That places Indonesia 16th out of 147 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Indonesia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 7.8% | — |
| 2006 | 7.6% | -1.8% |
| 2007 | 7.8% | +2.6% |
| 2008 | 7.6% | -3.2% |
| 2009 | 7.9% | +3.8% |
| 2010 | 8.2% | +4.1% |
| 2011 | 8.6% | +5.4% |
| 2012 | 9.0% | +4.4% |
| 2013 | 9.6% | +6.6% |
| 2014 | 10.0% | +3.8% |
| 2015 | 10.8% | +8.2% |
| 2016 | 12.4% | +15.3% |
| 2017 | 14.6% | +17.6% |
| 2018 | 12.8% | -12.3% |
| 2019 | 13.4% | +4.5% |
| 2020 | 12.6% | -6.3% |
| 2021 | 13.2% | +4.8% |
| 2022 | 13.3% | +0.9% |
| 2023 | 13.4% | +0.5% |
| 2024 | 13.4% | +0.6% |
| 2025 | 13.0% | -3.2% |
Indonesia compared with similar countries
- Indonesia's 13.0% is above the median for upper middle income countries, which is 9.7%, 1.3× the median. (48 countries reporting)
- Indonesia's 13.0% is above the median for East Asia & Pacific, which is 9.2%, 1.4× the median. (22 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.7% | 7.6% | 7.9% | 5 |
| 2010s | 10.9% | 8.2% | 14.6% | 10 |
| 2020s | 13.1% | 12.6% | 13.4% | 6 |
Countries ranked near Indonesia
- 13 Saudi Arabia 13.9% compare
- 14 Uzbekistan 13.3% compare
- 15 Saint Kitts and Nevis 13.1% compare
- 17 Iceland 13.0% compare
- 18 Panama 12.9% compare
- 19 Mozambique 12.9% compare
More financial sector data for Indonesia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.78 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Indonesia?
- Bank capital to assets ratio in Indonesia was 13.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Indonesia?
- The highest recorded value was 14.6% in 2017.
- What is the lowest bank capital to assets ratio recorded in Indonesia?
- The lowest recorded value was 7.6% in 2008.
- How does Indonesia rank for bank capital to assets ratio?
- Indonesia ranks 16th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Indonesia?
- Over the last ten years it is up 20.7%. The long-run trend across the full record is rising.
- Where does this Indonesia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.