Bank capital to assets ratio in Panama
Panama: Bank capital to assets ratio was 12.9% in 2025. ▲ Rising
Bank capital to assets ratio in Panama, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Panama stood at 12.9%. That is the highest value across all 21 years on record.
Compared with earlier readings it is up 7.7% on the previous year and up 27.1% over ten years.
Over the whole period, bank capital to assets ratio in Panama peaked at 12.9% in 2025 and was at its lowest, 9.8%, in 2013.
Panama ranks 18th of 146 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio in Panama, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 12.8% | — |
| 2006 | 12.1% | -5.2% |
| 2007 | 12.0% | -1.1% |
| 2008 | 11.6% | -3.3% |
| 2009 | 10.8% | -6.6% |
| 2010 | 11.5% | +6.5% |
| 2011 | 11.2% | -2.9% |
| 2012 | 10.4% | -7.0% |
| 2013 | 9.8% | -5.9% |
| 2014 | 10.0% | +2.3% |
| 2015 | 10.2% | +1.4% |
| 2016 | 11.4% | +12.6% |
| 2017 | 12.5% | +9.0% |
| 2018 | 12.5% | +0.1% |
| 2019 | 12.7% | +1.8% |
| 2020 | 11.8% | -7.1% |
| 2021 | 12.2% | +3.0% |
| 2022 | 11.8% | -3.0% |
| 2023 | 12.1% | +2.3% |
| 2024 | 12.0% | -0.5% |
| 2025 | 12.9% | +7.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.9% | 10.8% | 12.8% | 5 |
| 2010s | 11.2% | 9.8% | 12.7% | 10 |
| 2020s | 12.1% | 11.8% | 12.9% | 6 |
Countries ranked near Panama
- 15 Saint Kitts and Nevis 13.1% compare
- 16 Indonesia 13.0% compare
- 17 Iceland 13.0% compare
- 19 Mozambique 12.9% compare
- 20 Antigua and Barbuda 12.8% compare
- 21 Belarus 12.7% compare
More financial sector data for Panama
- Total reserves in months of imports, annual growth rate -13.03 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -14.42 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0456 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 901.56 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -13.31 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 996.88 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -13.31 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 996.88 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Panama?
- Bank capital to assets ratio in Panama was 12.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Panama?
- The highest recorded value was 12.9% in 2025.
- What is the lowest bank capital to assets ratio recorded in Panama?
- The lowest recorded value was 9.8% in 2013.
- How does Panama rank for bank capital to assets ratio?
- Panama ranks 18th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Panama?
- Over the last ten years it is up 27.1%. The long-run trend across the full record is rising.
- Where does this Panama data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.