Bank capital to assets ratio (%) (Financial Soundness) in Panama
Panama: Bank capital to assets ratio (%) (Financial Soundness) was 12.9% in 2025. ▲ Rising
Bank capital to assets ratio in Panama, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Panama stood at 12.9%. That is the highest value across all 21 years on record.
Compared with earlier readings it is up 7.7% on the previous year and up 27.1% over ten years.
Over the whole period, bank capital to assets ratio in Panama peaked at 12.9% in 2025 and was at its lowest, 9.8%, in 2013.
Panama ranks 18th of 147 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Panama, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 12.8% | — |
| 2006 | 12.1% | -5.2% |
| 2007 | 12.0% | -1.1% |
| 2008 | 11.6% | -3.3% |
| 2009 | 10.8% | -6.6% |
| 2010 | 11.5% | +6.5% |
| 2011 | 11.2% | -2.9% |
| 2012 | 10.4% | -7.0% |
| 2013 | 9.8% | -5.9% |
| 2014 | 10.0% | +2.3% |
| 2015 | 10.2% | +1.4% |
| 2016 | 11.4% | +12.6% |
| 2017 | 12.5% | +9.0% |
| 2018 | 12.5% | +0.1% |
| 2019 | 12.7% | +1.8% |
| 2020 | 11.8% | -7.1% |
| 2021 | 12.2% | +3.0% |
| 2022 | 11.8% | -3.0% |
| 2023 | 12.1% | +2.3% |
| 2024 | 12.0% | -0.5% |
| 2025 | 12.9% | +7.7% |
Panama compared with similar countries
- Panama's 12.9% is above the median for high income countries, which is 8.0%, 1.6× the median. (57 countries reporting)
- Panama's 12.9% is above the median for Latin America & Caribbean, which is 10.5%, 1.2× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.9% | 10.8% | 12.8% | 5 |
| 2010s | 11.2% | 9.8% | 12.7% | 10 |
| 2020s | 12.1% | 11.8% | 12.9% | 6 |
Countries ranked near Panama
- 15 Saint Kitts and Nevis 13.1% compare
- 16 Indonesia 13.0% compare
- 17 Iceland 13.0% compare
- 19 Mozambique 12.9% compare
- 20 Antigua and Barbuda 12.8% compare
- 21 Belarus 12.7% compare
More financial sector data for Panama
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 16.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 16.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Panama?
- Bank capital to assets ratio in Panama was 12.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Panama?
- The highest recorded value was 12.9% in 2025.
- What is the lowest bank capital to assets ratio recorded in Panama?
- The lowest recorded value was 9.8% in 2013.
- How does Panama rank for bank capital to assets ratio?
- Panama ranks 18th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Panama?
- Over the last ten years it is up 27.1%. The long-run trend across the full record is rising.
- Where does this Panama data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.