Bank capital to assets ratio in Mozambique
Mozambique: Bank capital to assets ratio was 12.9% in 2025. ▲ Rising
Bank capital to assets ratio in Mozambique, 2013–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Mozambique recorded 12.9% for bank capital to assets ratio in 2025.
Compared with earlier readings it is up 2.9% on the previous year and up 51.5% over ten years.
Over the whole period, bank capital to assets ratio in Mozambique peaked at 13.3% in 2023 and was at its lowest, 8.4%, in 2016.
Mozambique ranks 19th of 146 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 13 years of available data.
Bank capital to assets ratio in Mozambique, year by year
| Year | % | Change |
|---|---|---|
| 2013 | 9.0% | — |
| 2014 | 8.6% | -4.3% |
| 2015 | 8.5% | -1.6% |
| 2016 | 8.4% | -0.8% |
| 2017 | 10.0% | +18.2% |
| 2018 | 10.9% | +9.1% |
| 2019 | 12.7% | +16.8% |
| 2020 | 12.3% | -2.7% |
| 2021 | 13.1% | +6.3% |
| 2022 | 12.8% | -2.5% |
| 2023 | 13.3% | +4.0% |
| 2024 | 12.5% | -6.0% |
| 2025 | 12.9% | +2.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 9.7% | 8.4% | 12.7% | 7 |
| 2020s | 12.8% | 12.3% | 13.3% | 6 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Net domestic credit (current LCU), per capita 16,695 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 26.63 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 7.97 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 4.43 million SDR (2024)
- Gold reserves at market value 253.23 million SDR (2024)
- Reserves excluding gold, foreign exchange 2.66 billion SDR (2024)
- Reserves excluding gold 2.69 billion SDR (2024)
- Total reserves (gold at market value) 2.95 billion SDR (2024)
- Total reserves (gold at national valuation) 2.95 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 85.12 SDR per person (2024)
Frequently asked questions
- What is bank capital to assets ratio in Mozambique?
- Bank capital to assets ratio in Mozambique was 12.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Mozambique?
- The highest recorded value was 13.3% in 2023.
- What is the lowest bank capital to assets ratio recorded in Mozambique?
- The lowest recorded value was 8.4% in 2016.
- How does Mozambique rank for bank capital to assets ratio?
- Mozambique ranks 19th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Mozambique?
- Over the last ten years it is up 51.5%. The long-run trend across the full record is rising.
- Where does this Mozambique data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.