Bank capital to assets ratio in Democratic Republic of Congo
Democratic Republic of Congo: Bank capital to assets ratio was 8.2% in 2025. ▲ Rising
Bank capital to assets ratio in Democratic Republic of Congo, 2018–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Democratic Republic of Congo recorded 8.2% for bank capital to assets ratio in 2025.
That represents a change of down 12.0% on the previous year and up 15.7% over ten years.
Democratic Republic of Congo ranks 93rd of 146 countries on this measure, in the middle of the range.
Bank capital to assets ratio in Democratic Republic of Congo, year by year
| Year | % | Change |
|---|---|---|
| 2018 | 7.1% | — |
| 2019 | 7.1% | +0.2% |
| 2020 | 6.1% | -14.4% |
| 2021 | 4.9% | -19.4% |
| 2022 | 5.5% | +12.4% |
| 2023 | 5.9% | +6.9% |
| 2024 | 9.3% | +58.2% |
| 2025 | 8.2% | -12.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 7.1% | 7.1% | 2 |
| 2020s | 6.6% | 4.9% | 9.3% | 6 |
Countries ranked near Democratic Republic of Congo
More financial sector data for Democratic Republic of Congo
- Net domestic credit (current LCU), per capita 224,551 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 340.12 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate 59.44 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 0 SDR (2023)
- Gold reserves at market value 0 SDR (2023)
- Reserves excluding gold, foreign exchange 3.15 billion SDR (2023)
- Reserves excluding gold 3.80 billion SDR (2023)
- Total reserves (gold at market value) 3.80 billion SDR (2023)
- Total reserves (gold at national valuation) 3.80 billion SDR (2023)
- Total reserves (gold at national valuation) (SDR), per capita 35.96 SDR per person (2023)
Frequently asked questions
- What is bank capital to assets ratio in Democratic Republic of Congo?
- Bank capital to assets ratio in Democratic Republic of Congo was 8.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Democratic Republic of Congo?
- The highest recorded value was 9.3% in 2024.
- What is the lowest bank capital to assets ratio recorded in Democratic Republic of Congo?
- The lowest recorded value was 4.9% in 2021.
- How does Democratic Republic of Congo rank for bank capital to assets ratio?
- Democratic Republic of Congo ranks 93rd out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Democratic Republic of Congo?
- Over the last ten years it is up 15.7%. The long-run trend across the full record is rising.
- Where does this Democratic Republic of Congo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.