Bank capital to assets ratio (%) (Financial Soundness) in Democratic Republic of Congo
Democratic Republic of Congo: Bank capital to assets ratio (%) (Financial Soundness) was 8.2% in 2025. ▲ Rising
Bank capital to assets ratio in Democratic Republic of Congo, 2018–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Democratic Republic of Congo recorded 8.2% for bank capital to assets ratio in 2025.
That represents a change of down 12.0% on the previous year and up 15.7% over ten years.
Democratic Republic of Congo ranks 94th of 147 countries on this measure, in the middle of the range.
Bank capital to assets ratio (%) (Financial Soundness) in Democratic Republic of Congo, year by year
| Year | % | Change |
|---|---|---|
| 2018 | 7.1% | — |
| 2019 | 7.1% | +0.2% |
| 2020 | 6.1% | -14.4% |
| 2021 | 4.9% | -19.4% |
| 2022 | 5.5% | +12.4% |
| 2023 | 5.9% | +6.9% |
| 2024 | 9.3% | +58.2% |
| 2025 | 8.2% | -12.0% |
Democratic Republic of Congo compared with similar countries
- Democratic Republic of Congo's 8.2% is below the median for low income countries, which is 9.7%, 85% of the median. (10 countries reporting)
- Democratic Republic of Congo's 8.2% is below the median for Sub-Saharan Africa, which is 9.1%, 90% of the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 7.1% | 7.1% | 2 |
| 2020s | 6.6% | 4.9% | 9.3% | 6 |
Countries ranked near Democratic Republic of Congo
More financial sector data for Democratic Republic of Congo
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (1982)
Frequently asked questions
- What is bank capital to assets ratio in Democratic Republic of Congo?
- Bank capital to assets ratio in Democratic Republic of Congo was 8.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Democratic Republic of Congo?
- The highest recorded value was 9.3% in 2024.
- What is the lowest bank capital to assets ratio recorded in Democratic Republic of Congo?
- The lowest recorded value was 4.9% in 2021.
- How does Democratic Republic of Congo rank for bank capital to assets ratio?
- Democratic Republic of Congo ranks 94th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Democratic Republic of Congo?
- Over the last ten years it is up 15.7%. The long-run trend across the full record is rising.
- Where does this Democratic Republic of Congo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.