Bank capital to assets ratio (%) (Financial Soundness) in Malta
Malta: Bank capital to assets ratio (%) (Financial Soundness) was 8.0% in 2025. ▲ Rising
Bank capital to assets ratio in Malta, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Malta recorded 8.0% for bank capital to assets ratio in 2025.
Compared with earlier readings it is down 1.6% on the previous year and up 36.0% over ten years.
Over the whole period, bank capital to assets ratio in Malta peaked at 8.2% in 2024 and was at its lowest, 5.5%, in 2014.
Malta ranks 96th of 147 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Malta, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 7.6% | — |
| 2006 | 7.0% | -7.7% |
| 2007 | 6.6% | -5.7% |
| 2008 | 6.3% | -4.3% |
| 2009 | 6.7% | +6.7% |
| 2010 | 5.8% | -13.7% |
| 2011 | 5.9% | +0.9% |
| 2012 | 6.1% | +3.6% |
| 2013 | 6.6% | +8.0% |
| 2014 | 5.5% | -16.7% |
| 2015 | 5.9% | +8.1% |
| 2016 | 6.4% | +8.6% |
| 2017 | 7.3% | +14.2% |
| 2018 | 7.8% | +6.1% |
| 2019 | 8.1% | +4.7% |
| 2020 | 7.9% | -2.3% |
| 2021 | 7.4% | -6.9% |
| 2022 | 7.3% | -1.7% |
| 2023 | 7.9% | +9.2% |
| 2024 | 8.2% | +2.9% |
| 2025 | 8.0% | -1.6% |
Malta compared with similar countries
- Malta's 8.0% is above the median for high income countries, which is 8.0%, 1.0× the median. (57 countries reporting)
- Malta's 8.0% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 8.8%, 91% of the median. (12 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.8% | 6.3% | 7.6% | 5 |
| 2010s | 6.5% | 5.5% | 8.1% | 10 |
| 2020s | 7.8% | 7.3% | 8.2% | 6 |
Countries ranked near Malta
More financial sector data for Malta
- Reserve position in the IMF, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 102.71 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.6075 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 75 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 102.71 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.6075 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Malta?
- Bank capital to assets ratio in Malta was 8.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Malta?
- The highest recorded value was 8.2% in 2024.
- What is the lowest bank capital to assets ratio recorded in Malta?
- The lowest recorded value was 5.5% in 2014.
- How does Malta rank for bank capital to assets ratio?
- Malta ranks 96th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Malta?
- Over the last ten years it is up 36.0%. The long-run trend across the full record is rising.
- Where does this Malta data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.