Bank capital to assets ratio (%) (Financial Soundness) in Malawi
Malawi: Bank capital to assets ratio (%) (Financial Soundness) was 8.2% in 2023. ▼ Falling
Bank capital to assets ratio in Malawi, 2015–2023
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Malawi is 8.2%, measured in 2023. That is the lowest value across all 9 years on record.
The figure is down 8.5% on the previous year and down 18.7% over ten years.
Over the whole period, bank capital to assets ratio in Malawi peaked at 10.1% in 2015 and was at its lowest, 8.2%, in 2023.
That places Malawi 93rd out of 147 countries with data for 2023, putting it in the middle of the range.
Bank capital to assets ratio (%) (Financial Soundness) in Malawi, year by year
| Year | % | Change |
|---|---|---|
| 2015 | 10.1% | — |
| 2016 | 10.1% | -0.6% |
| 2017 | 9.9% | -2.0% |
| 2018 | 8.3% | -15.6% |
| 2019 | 9.3% | +11.2% |
| 2020 | 9.1% | -1.3% |
| 2021 | 8.3% | -9.4% |
| 2022 | 9.0% | +8.7% |
| 2023 | 8.2% | -8.5% |
Malawi compared with similar countries
- Malawi's 8.2% is below the median for low income countries, which is 9.7%, 85% of the median. (10 countries reporting)
- Malawi's 8.2% is below the median for Sub-Saharan Africa, which is 9.1%, 91% of the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 9.5% | 8.3% | 10.1% | 5 |
| 2020s | 8.7% | 8.2% | 9.1% | 4 |
Countries ranked near Malawi
More financial sector data for Malawi
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1505 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1099 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1505 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Malawi?
- Bank capital to assets ratio in Malawi was 8.2% in 2023, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Malawi?
- The highest recorded value was 10.1% in 2015.
- What is the lowest bank capital to assets ratio recorded in Malawi?
- The lowest recorded value was 8.2% in 2023.
- How does Malawi rank for bank capital to assets ratio?
- Malawi ranks 93rd out of 147 countries with data for 2023.
- Is bank capital to assets ratio rising or falling in Malawi?
- Over the last ten years it is down 18.7%. The long-run trend across the full record is falling.
- Where does this Malawi data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 9 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.