Bank cost to income ratio in Malawi

Malawi: Bank cost to income ratio was 52.0% in 2021. ▲ Rising

Latest (2021)
52.0%
Change on year
down 8.1%
World rank
104th
of 169 countries
All-time high
63.7%
in 2018
All-time low
43.5%
in 2000
Years of data
22
2000–2021

Bank cost to income ratio in Malawi, 2000–2021

02040602000201020212000: 43.5 %2001: 54.6 %2002: 49.9 %2003: 51.9 %2004: 58.9 %2005: 57.4 %2006: 45.4 %2007: 44.1 %2008: 51.6 %2009: 52.6 %2010: 57.4 %2011: 53.8 %2012: 46.5 %2013: 44 %2014: 47.4 %2015: 56.8 %2016: 58.2 %2017: 60.5 %2018: 63.7 %2019: 58.9 %2020: 56.5 %2021: 52 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank cost to income ratio in Malawi stood at 52.0%.

The figure is down 8.1% on the previous year and down 3.3% over ten years.

Over the whole period, bank cost to income ratio in Malawi peaked at 63.7% in 2018 and was at its lowest, 43.5%, in 2000.

That places Malawi 104th out of 169 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently rising across the 22 years of available data.

Bank cost to income ratio in Malawi, year by year

Annual values for Bank cost to income ratio (%) in Malawi, 2000 to 2021.
Year % Change
2000 43.5%
2001 54.6% +25.4%
2002 49.9% -8.6%
2003 51.9% +4.2%
2004 58.9% +13.4%
2005 57.4% -2.6%
2006 45.4% -20.9%
2007 44.1% -2.8%
2008 51.6% +16.8%
2009 52.6% +2.1%
2010 57.4% +9.0%
2011 53.8% -6.3%
2012 46.5% -13.5%
2013 44.0% -5.5%
2014 47.4% +7.7%
2015 56.8% +20.0%
2016 58.2% +2.4%
2017 60.5% +4.0%
2018 63.7% +5.3%
2019 58.9% -7.5%
2020 56.5% -4.0%
2021 52.0% -8.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 51.0% 43.5% 58.9% 10
2010s 54.7% 44.0% 63.7% 10
2020s 54.3% 52.0% 56.5% 2

Countries ranked near Malawi

  1. 101 Myanmar 52.8% compare
  2. 102 Madagascar 52.5% compare
  3. 103 Finland 52.2% compare
  4. 105 Philippines 51.9% compare
  5. 106 Croatia 51.8% compare
  6. 107 Bahrain 51.7% compare

See the full ranking of 169 places →

More financial sector data for Malawi

All data for Malawi →

Frequently asked questions

What is bank cost to income ratio in Malawi?
Bank cost to income ratio in Malawi was 52.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Malawi?
The highest recorded value was 63.7% in 2018.
What is the lowest bank cost to income ratio recorded in Malawi?
The lowest recorded value was 43.5% in 2000.
How does Malawi rank for bank cost to income ratio?
Malawi ranks 104th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in Malawi?
Over the last ten years it is down 3.3%. The long-run trend across the full record is rising.
Where does this Malawi data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in Malawi. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 01 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/malawi/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.