Bank cost to income ratio in Croatia

Croatia: Bank cost to income ratio was 51.8% in 2021. ▼ Falling

Latest (2021)
51.8%
Change on year
down 10.8%
World rank
106th
of 169 countries
All-time high
76.5%
in 2015
All-time low
48.7%
in 2016
Years of data
22
2000–2021

Bank cost to income ratio in Croatia, 2000–2021

0204060802000201020212000: 54.8 %2001: 63.5 %2002: 61.8 %2003: 60.1 %2004: 56.6 %2005: 56.8 %2006: 60.4 %2007: 56.3 %2008: 57 %2009: 51.7 %2010: 51 %2011: 50.8 %2012: 53.4 %2013: 56.2 %2014: 54.9 %2015: 76.5 %2016: 48.7 %2017: 53.5 %2018: 51.1 %2019: 54.6 %2020: 58 %2021: 51.8 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank cost to income ratio in Croatia is 51.8%, measured in 2021.

The figure is down 10.8% on the previous year and up 1.8% over ten years.

Over the whole period, bank cost to income ratio in Croatia peaked at 76.5% in 2015 and was at its lowest, 48.7%, in 2016.

Croatia ranks 106th of 169 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Bank cost to income ratio in Croatia, year by year

Annual values for Bank cost to income ratio (%) in Croatia, 2000 to 2021.
Year % Change
2000 54.8%
2001 63.5% +15.8%
2002 61.8% -2.7%
2003 60.1% -2.8%
2004 56.6% -5.8%
2005 56.8% +0.3%
2006 60.4% +6.3%
2007 56.3% -6.7%
2008 57.0% +1.2%
2009 51.7% -9.3%
2010 51.0% -1.2%
2011 50.8% -0.4%
2012 53.4% +5.1%
2013 56.2% +5.2%
2014 54.9% -2.3%
2015 76.5% +39.4%
2016 48.7% -36.4%
2017 53.5% +10.0%
2018 51.1% -4.5%
2019 54.6% +6.8%
2020 58.0% +6.3%
2021 51.8% -10.8%

Averages by decade

DecadeAverage LowestHighest Years
2000s 57.9% 51.7% 63.5% 10
2010s 55.1% 48.7% 76.5% 10
2020s 54.9% 51.8% 58.0% 2

Countries ranked near Croatia

  1. 103 Finland 52.2% compare
  2. 104 Malawi 52.0% compare
  3. 105 Philippines 51.9% compare
  4. 107 Bahrain 51.7% compare
  5. 108 Cape Verde 51.7% compare
  6. 109 Pakistan 51.6% compare

See the full ranking of 169 places →

More financial sector data for Croatia

All data for Croatia →

Frequently asked questions

What is bank cost to income ratio in Croatia?
Bank cost to income ratio in Croatia was 51.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Croatia?
The highest recorded value was 76.5% in 2015.
What is the lowest bank cost to income ratio recorded in Croatia?
The lowest recorded value was 48.7% in 2016.
How does Croatia rank for bank cost to income ratio?
Croatia ranks 106th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in Croatia?
Over the last ten years it is up 1.8%. The long-run trend across the full record is falling.
Where does this Croatia data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Bank cost to income ratio in Croatia. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 04 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/croatia/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/croatia/">Bank cost to income ratio in Croatia</a> — Statizoid

About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.