Bank cost to income ratio (%) in Finland
Finland: Bank cost to income ratio (%) was 52.2% in 2021. ▲ Rising
Bank cost to income ratio in Finland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Finland stood at 52.2%.
Compared with earlier readings it is down 8.2% on the previous year and up 8.6% over ten years.
Over the whole period, bank cost to income ratio in Finland peaked at 70.1% in 2019 and was at its lowest, 36.7%, in 2007.
That places Finland 103rd out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 19 years of available data.
Bank cost to income ratio (%) in Finland, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 50.0% | — |
| 2004 | 47.1% | -5.9% |
| 2005 | 44.3% | -5.8% |
| 2006 | 37.5% | -15.4% |
| 2007 | 36.7% | -2.2% |
| 2008 | 43.4% | +18.4% |
| 2009 | 44.6% | +2.6% |
| 2010 | 48.3% | +8.3% |
| 2011 | 48.1% | -0.4% |
| 2012 | 47.0% | -2.4% |
| 2013 | 54.0% | +14.9% |
| 2014 | 52.4% | -2.9% |
| 2015 | 47.1% | -10.0% |
| 2016 | 50.8% | +7.8% |
| 2017 | 50.9% | +0.2% |
| 2018 | 47.9% | -5.8% |
| 2019 | 70.1% | +46.1% |
| 2020 | 56.9% | -18.8% |
| 2021 | 52.2% | -8.2% |
Finland compared with similar countries
- Finland's 52.2% is below the median for high income countries, which is 56.2%, 93% of the median. (62 countries reporting)
- Finland's 52.2% is below the median for Europe & Central Asia, which is 57.7%, 90% of the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank cost to income ratio (%) in Finland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2019 | +46.1% | 47.9% | 70.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 43.4% | 36.7% | 50.0% | 7 |
| 2010s | 51.7% | 47.0% | 70.1% | 10 |
| 2020s | 54.6% | 52.2% | 56.9% | 2 |
Countries ranked near Finland
- 100 Cote d'Ivoire 52.9% compare
- 101 Myanmar 52.8% compare
- 102 Madagascar 52.5% compare
- 104 Malawi 52.0% compare
- 105 Philippines 51.9% compare
- 106 Croatia 51.8% compare
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Finland?
- Bank cost to income ratio in Finland was 52.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Finland?
- The highest recorded value was 70.1% in 2019.
- What is the lowest bank cost to income ratio recorded in Finland?
- The lowest recorded value was 36.7% in 2007.
- How does Finland rank for bank cost to income ratio?
- Finland ranks 103rd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Finland?
- Over the last ten years it is up 8.6%. The long-run trend across the full record is rising.
- Where does this Finland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.