Bank cost to income ratio in Pakistan
Pakistan: Bank cost to income ratio was 51.6% in 2021. ▼ Falling
Bank cost to income ratio in Pakistan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Pakistan recorded 51.6% for bank cost to income ratio in 2021.
Compared with earlier readings it is up 5.1% on the previous year and down 31.7% over ten years.
Over the whole period, bank cost to income ratio in Pakistan peaked at 86.7% in 2010 and was at its lowest, 46.0%, in 2015.
That places Pakistan 109th out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 60.6% | — |
| 2001 | 56.0% | -7.6% |
| 2002 | 60.8% | +8.5% |
| 2003 | 61.7% | +1.5% |
| 2004 | 54.4% | -11.9% |
| 2005 | 51.8% | -4.9% |
| 2006 | 54.3% | +5.0% |
| 2007 | 69.8% | +28.4% |
| 2008 | 77.9% | +11.6% |
| 2009 | 77.4% | -0.6% |
| 2010 | 86.7% | +12.1% |
| 2011 | 75.5% | -13.0% |
| 2012 | 52.0% | -31.1% |
| 2013 | 55.8% | +7.3% |
| 2014 | 52.1% | -6.6% |
| 2015 | 46.0% | -11.7% |
| 2016 | 51.7% | +12.3% |
| 2017 | 56.1% | +8.4% |
| 2018 | 58.7% | +4.7% |
| 2019 | 57.0% | -3.0% |
| 2020 | 49.0% | -13.9% |
| 2021 | 51.6% | +5.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 62.5% | 51.8% | 77.9% | 10 |
| 2010s | 59.2% | 46.0% | 86.7% | 10 |
| 2020s | 50.3% | 49.0% | 51.6% | 2 |
Countries ranked near Pakistan
- 106 Croatia 51.8% compare
- 107 Bahrain 51.7% compare
- 108 Cape Verde 51.7% compare
- 110 Hong Kong, China 50.6% compare
- 111 Czechia 50.5% compare
- 112 Mauritania 50.2% compare
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Pakistan?
- Bank cost to income ratio in Pakistan was 51.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Pakistan?
- The highest recorded value was 86.7% in 2010.
- What is the lowest bank cost to income ratio recorded in Pakistan?
- The lowest recorded value was 46.0% in 2015.
- How does Pakistan rank for bank cost to income ratio?
- Pakistan ranks 109th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Pakistan?
- Over the last ten years it is down 31.7%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.