Bank cost to income ratio (%) in Pakistan
Pakistan: Bank cost to income ratio (%) was 51.6% in 2021. ▼ Falling
Bank cost to income ratio in Pakistan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Pakistan recorded 51.6% for bank cost to income ratio in 2021.
Compared with earlier readings it is up 5.1% on the previous year and down 31.7% over ten years.
Over the whole period, bank cost to income ratio in Pakistan peaked at 86.7% in 2010 and was at its lowest, 46.0%, in 2015.
That places Pakistan 109th out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio (%) in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 60.6% | — |
| 2001 | 56.0% | -7.6% |
| 2002 | 60.8% | +8.5% |
| 2003 | 61.7% | +1.5% |
| 2004 | 54.4% | -11.9% |
| 2005 | 51.8% | -4.9% |
| 2006 | 54.3% | +5.0% |
| 2007 | 69.8% | +28.4% |
| 2008 | 77.9% | +11.6% |
| 2009 | 77.4% | -0.6% |
| 2010 | 86.7% | +12.1% |
| 2011 | 75.5% | -13.0% |
| 2012 | 52.0% | -31.1% |
| 2013 | 55.8% | +7.3% |
| 2014 | 52.1% | -6.6% |
| 2015 | 46.0% | -11.7% |
| 2016 | 51.7% | +12.3% |
| 2017 | 56.1% | +8.4% |
| 2018 | 58.7% | +4.7% |
| 2019 | 57.0% | -3.0% |
| 2020 | 49.0% | -13.9% |
| 2021 | 51.6% | +5.1% |
Pakistan compared with similar countries
- Pakistan's 51.6% is below the median for lower middle income countries, which is 53.9%, 96% of the median. (38 countries reporting)
- Pakistan's 51.6% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 47.1%, 1.1× the median. (21 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 62.5% | 51.8% | 77.9% | 10 |
| 2010s | 59.2% | 46.0% | 86.7% | 10 |
| 2020s | 50.3% | 49.0% | 51.6% | 2 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Pakistan?
- Bank cost to income ratio in Pakistan was 51.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Pakistan?
- The highest recorded value was 86.7% in 2010.
- What is the lowest bank cost to income ratio recorded in Pakistan?
- The lowest recorded value was 46.0% in 2015.
- How does Pakistan rank for bank cost to income ratio?
- Pakistan ranks 109th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Pakistan?
- Over the last ten years it is down 31.7%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.