Bank cost to income ratio (%) in Hong Kong
Hong Kong: Bank cost to income ratio (%) was 50.6% in 2021. ▬ Flat
Bank cost to income ratio in Hong Kong, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Hong Kong stood at 50.6%.
That represents a change of up 12.7% on the previous year and down 25.0% over ten years.
Over the whole period, bank cost to income ratio in Hong Kong peaked at 70.3% in 2014 and was at its lowest, 35.1%, in 2007.
That places Hong Kong 110th out of 169 countries with data for 2021, putting it in the middle of the range.
Bank cost to income ratio (%) in Hong Kong, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 61.1% | — |
| 2001 | 43.3% | -29.2% |
| 2002 | 45.5% | +5.0% |
| 2003 | 45.1% | -0.8% |
| 2004 | 36.0% | -20.2% |
| 2005 | 54.0% | +50.0% |
| 2006 | 40.0% | -26.0% |
| 2007 | 35.1% | -12.1% |
| 2008 | 42.5% | +20.9% |
| 2009 | 46.6% | +9.6% |
| 2010 | 51.0% | +9.6% |
| 2011 | 67.4% | +32.0% |
| 2012 | 70.2% | +4.2% |
| 2013 | 69.5% | -1.0% |
| 2014 | 70.3% | +1.3% |
| 2015 | 39.7% | -43.6% |
| 2016 | 40.3% | +1.7% |
| 2017 | 40.4% | +0.1% |
| 2018 | 39.9% | -1.2% |
| 2019 | 40.2% | +0.9% |
| 2020 | 44.8% | +11.4% |
| 2021 | 50.6% | +12.7% |
Hong Kong compared with similar countries
- Hong Kong's 50.6% is below the median for high income countries, which is 56.2%, 90% of the median. (62 countries reporting)
- Hong Kong's 50.6% is above the median for East Asia & Pacific, which is 46.8%, 1.1× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 44.9% | 35.1% | 61.1% | 10 |
| 2010s | 52.9% | 39.7% | 70.3% | 10 |
| 2020s | 47.7% | 44.8% | 50.6% | 2 |
Countries ranked near Hong Kong
More financial sector data for Hong Kong
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -3.35 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.7308 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 41,641 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.454 % change on previous year (2023)
- Reserves excluding gold (SDR), per capita 42,075 SDR per person (2023)
- Total reserves (gold at market value) (SDR), annual growth rate -0.4501 % change on previous year (2023)
- Total reserves (gold at market value) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.4504 % change on previous year (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves in months of imports, annual growth rate -0.5027 % change on previous year (2023)
Frequently asked questions
- What is bank cost to income ratio in Hong Kong?
- Bank cost to income ratio in Hong Kong was 50.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Hong Kong?
- The highest recorded value was 70.3% in 2014.
- What is the lowest bank cost to income ratio recorded in Hong Kong?
- The lowest recorded value was 35.1% in 2007.
- How does Hong Kong rank for bank cost to income ratio?
- Hong Kong ranks 110th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Hong Kong?
- Over the last ten years it is down 25.0%. The long-run trend across the full record is flat.
- Where does this Hong Kong data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.