Bank lending-deposit spread in Guatemala
Guatemala: Bank lending-deposit spread was 7.9 in 2020. ▼ Falling
Bank lending-deposit spread in Guatemala, 1997–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Guatemala recorded 7.9 for bank lending-deposit spread in 2020.
Compared with earlier readings it is up 2.1% on the previous year and up 0.1% over ten years.
Over the whole period, bank lending-deposit spread in Guatemala peaked at 12.81 in 1997 and was at its lowest, 7.63, in 2016.
Guatemala ranks 34th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 24 years of available data.
Bank lending-deposit spread in Guatemala, year by year
| Year | Value | Change |
|---|---|---|
| 1997 | 12.81 | — |
| 1998 | 11.12 | -13.2% |
| 1999 | 11.55 | +3.9% |
| 2000 | 10.71 | -7.3% |
| 2001 | 10.2 | -4.7% |
| 2002 | 9.95 | -2.5% |
| 2003 | 10.2 | +2.5% |
| 2004 | 9.62 | -5.6% |
| 2005 | 8.68 | -9.7% |
| 2006 | 8.26 | -4.9% |
| 2007 | 8.07 | -2.3% |
| 2008 | 8.31 | +3.0% |
| 2009 | 8.27 | -0.5% |
| 2010 | 7.89 | -4.6% |
| 2011 | 8.19 | +3.8% |
| 2012 | 8.19 | +0.1% |
| 2013 | 8.15 | -0.6% |
| 2014 | 8.3 | +1.8% |
| 2015 | 7.76 | -6.4% |
| 2016 | 7.63 | -1.7% |
| 2017 | 7.68 | +0.8% |
| 2018 | 7.75 | +0.9% |
| 2019 | 7.73 | -0.2% |
| 2020 | 7.9 | +2.1% |
Guatemala compared with similar countries
- Guatemala's 7.9 is above the median for upper middle income countries, which is 5.5, 1.4× the median. (45 countries reporting)
- Guatemala's 7.9 is above the median for Latin America & Caribbean, which is 6.26, 1.3× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 11.83 | 11.12 | 12.81 | 3 |
| 2000s | 9.23 | 8.07 | 10.71 | 10 |
| 2010s | 7.93 | 7.63 | 8.3 | 10 |
| 2020s | 7.9 | 7.9 | 7.9 | 1 |
Countries ranked near Guatemala
- 31 Ukraine 8.21 compare
- 32 Seychelles 8.13 compare
- 33 Barbados 7.9 compare
- 35 Maldives 7.88 compare
- 36 Dominican Republic 7.79 compare
- 37 Papua New Guinea 7.77 compare
More financial sector data for Guatemala
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Guatemala?
- Bank lending-deposit spread in Guatemala was 7.9 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Guatemala?
- The highest recorded value was 12.81 in 1997.
- What is the lowest bank lending-deposit spread recorded in Guatemala?
- The lowest recorded value was 7.63 in 2016.
- How does Guatemala rank for bank lending-deposit spread?
- Guatemala ranks 34th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Guatemala?
- Over the last ten years it is up 0.1%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.