Bank lending-deposit spread in Seychelles
Seychelles: Bank lending-deposit spread was 8.13 in 2020. ▲ Rising
Bank lending-deposit spread in Seychelles, 1989–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Seychelles is 8.13, measured in 2020.
Compared with earlier readings it is down 9.9% on the previous year and down 17.4% over ten years.
Over the whole period, bank lending-deposit spread in Seychelles peaked at 9.84 in 2010 and was at its lowest, 5.58, in 2009.
Seychelles ranks 32nd of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 32 years of available data.
Bank lending-deposit spread in Seychelles, year by year
| Year | Value | Change |
|---|---|---|
| 1989 | 5.77 | — |
| 1990 | 6.1 | +5.6% |
| 1991 | 6.07 | -0.4% |
| 1992 | 6 | -1.1% |
| 1993 | 6.35 | +5.7% |
| 1994 | 6.87 | +8.2% |
| 1995 | 6.54 | -4.8% |
| 1996 | 6.31 | -3.5% |
| 1997 | 5.68 | -9.9% |
| 1998 | 6.77 | +19.1% |
| 1999 | 6.04 | -10.8% |
| 2000 | 5.97 | -1.1% |
| 2001 | 5.7 | -4.4% |
| 2002 | 5.65 | -0.9% |
| 2003 | 6.63 | +17.2% |
| 2004 | 6.45 | -2.7% |
| 2005 | 6.05 | -6.2% |
| 2006 | 7.59 | +25.5% |
| 2007 | 7.83 | +3.0% |
| 2008 | 7.84 | +0.2% |
| 2009 | 5.58 | -28.8% |
| 2010 | 9.84 | +76.4% |
| 2011 | 9.11 | -7.5% |
| 2012 | 8.89 | -2.3% |
| 2013 | 8.86 | -0.4% |
| 2014 | 9.32 | +5.2% |
| 2015 | 9.2 | -1.3% |
| 2016 | 8.87 | -3.6% |
| 2017 | 8.63 | -2.7% |
| 2018 | 9.02 | +4.5% |
| 2019 | 9.02 | +0.0% |
| 2020 | 8.13 | -9.9% |
Seychelles compared with similar countries
- Seychelles's 8.13 is above the median for high income countries, which is 3.8, 2.1× the median. (37 countries reporting)
- Seychelles's 8.13 is below the median for Sub-Saharan Africa, which is 8.22, 99% of the median. (27 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Seychelles changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2010 | +76.4% | 5.58 | 9.84 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.77 | 5.77 | 5.77 | 1 |
| 1990s | 6.27 | 5.68 | 6.87 | 10 |
| 2000s | 6.53 | 5.58 | 7.84 | 10 |
| 2010s | 9.08 | 8.63 | 9.84 | 10 |
| 2020s | 8.13 | 8.13 | 8.13 | 1 |
Countries ranked near Seychelles
More financial sector data for Seychelles
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 39.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.18 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 39.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Seychelles?
- Bank lending-deposit spread in Seychelles was 8.13 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Seychelles?
- The highest recorded value was 9.84 in 2010.
- What is the lowest bank lending-deposit spread recorded in Seychelles?
- The lowest recorded value was 5.58 in 2009.
- How does Seychelles rank for bank lending-deposit spread?
- Seychelles ranks 32nd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Seychelles?
- Over the last ten years it is down 17.4%. The long-run trend across the full record is rising.
- Where does this Seychelles data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 32 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.