Bank lending-deposit spread in Maldives
Maldives: Bank lending-deposit spread was 7.88 in 2020. ▲ Rising
Bank lending-deposit spread in Maldives, 1995–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Maldives recorded 7.88 for bank lending-deposit spread in 2020.
The figure is down 2.1% on the previous year and up 24.6% over ten years.
Over the whole period, bank lending-deposit spread in Maldives peaked at 8.05 in 2019 and was at its lowest, 4.95, in 1999.
Maldives ranks 35th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 26 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.48 | 4.95 | 6.86 | 5 |
| 2000s | 5.96 | 5.29 | 6.31 | 10 |
| 2010s | 6.93 | 6.02 | 8.05 | 10 |
| 2020s | 7.88 | 7.88 | 7.88 | 1 |
Countries ranked near Maldives
- 32 Seychelles 8.13 compare
- 33 Barbados 7.9 compare
- 34 Guatemala 7.9 compare
- 36 Dominican Republic 7.79 compare
- 37 Papua New Guinea 7.77 compare
- 38 Cape Verde 7.31 compare
More financial sector data for Maldives
- Domestic credit to private sector by banks 32.5% (2025)
- Total reserves in months of imports 1.3 (2024)
- Net domestic credit 93.36 billion current LCU (2025)
- Net foreign assets 8.07 billion current LCU (2025)
- Monetary Sector credit to private sector 32.6% (2025)
- Broad money 60.2% (2025)
- Claims on central government, etc. 57.4% (2025)
- Domestic credit to private sector 36.4% (2025)
- Official exchange rate 15.42 LCU per US$, period average (2025)
- Net migration -2,283 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Maldives?
- Bank lending-deposit spread in Maldives was 7.88 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Maldives?
- The highest recorded value was 8.05 in 2019.
- What is the lowest bank lending-deposit spread recorded in Maldives?
- The lowest recorded value was 4.95 in 1999.
- How does Maldives rank for bank lending-deposit spread?
- Maldives ranks 35th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Maldives?
- Over the last ten years it is up 24.6%. The long-run trend across the full record is rising.
- Where does this Maldives data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 26 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.