Bank lending-deposit spread in Nicaragua
Nicaragua: Bank lending-deposit spread was 9.03 in 2020. ▲ Rising
Bank lending-deposit spread in Nicaragua, 1991–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Nicaragua is 9.03, measured in 2020.
Compared with earlier readings it is down 3.8% on the previous year and down 12.6% over ten years.
Over the whole period, bank lending-deposit spread in Nicaragua peaked at 13.97 in 2013 and was at its lowest, 0.5245, in 1991.
Nicaragua ranks 23rd of 124 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 30 years of available data.
Bank lending-deposit spread in Nicaragua, year by year
| Year | Value | Change |
|---|---|---|
| 1991 | 0.5245 | — |
| 1992 | 1.2 | +129.2% |
| 1993 | 2.43 | +102.3% |
| 1994 | 2.26 | -7.2% |
| 1995 | 2.72 | +20.6% |
| 1996 | 1.94 | -28.7% |
| 1997 | 2.11 | +8.9% |
| 1998 | 4.6 | +118.1% |
| 1999 | 5.75 | +24.8% |
| 2000 | 7.34 | +27.8% |
| 2001 | 6.99 | -4.8% |
| 2002 | 10.51 | +50.2% |
| 2003 | 10 | -4.8% |
| 2004 | 8.78 | -12.2% |
| 2005 | 8.07 | -8.0% |
| 2006 | 6.71 | -16.9% |
| 2007 | 6.97 | +3.8% |
| 2008 | 6.6 | -5.3% |
| 2009 | 8.04 | +21.8% |
| 2010 | 10.33 | +28.5% |
| 2011 | 8.69 | -15.9% |
| 2012 | 11 | +26.6% |
| 2013 | 13.97 | +27.1% |
| 2014 | 12.49 | -10.6% |
| 2015 | 11.01 | -11.9% |
| 2016 | 10.34 | -6.1% |
| 2017 | 9.53 | -7.8% |
| 2018 | 9.58 | +0.6% |
| 2019 | 9.38 | -2.0% |
| 2020 | 9.03 | -3.8% |
Nicaragua compared with similar countries
- Nicaragua's 9.03 is above the median for lower middle income countries, which is 7.06, 1.3× the median. (31 countries reporting)
- Nicaragua's 9.03 is above the median for Latin America & Caribbean, which is 6.26, 1.4× the median. (31 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Nicaragua changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +129.2% | 0.5245 | 1.2 |
| 1998 | +118.1% | 2.11 | 4.6 |
| 1993 | +102.3% | 1.2 | 2.43 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.62 | 0.5245 | 5.75 | 9 |
| 2000s | 8 | 6.6 | 10.51 | 10 |
| 2010s | 10.63 | 8.69 | 13.97 | 10 |
| 2020s | 9.03 | 9.03 | 9.03 | 1 |
Countries ranked near Nicaragua
More financial sector data for Nicaragua
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 6.35 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 4.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 6.35 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Nicaragua?
- Bank lending-deposit spread in Nicaragua was 9.03 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Nicaragua?
- The highest recorded value was 13.97 in 2013.
- What is the lowest bank lending-deposit spread recorded in Nicaragua?
- The lowest recorded value was 0.5245 in 1991.
- How does Nicaragua rank for bank lending-deposit spread?
- Nicaragua ranks 23rd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Nicaragua?
- Over the last ten years it is down 12.6%. The long-run trend across the full record is rising.
- Where does this Nicaragua data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 30 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.