Bank lending-deposit spread in Jamaica
Jamaica: Bank lending-deposit spread was 9.6 in 2020. ▲ Rising
Bank lending-deposit spread in Jamaica, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Jamaica recorded 9.6 for bank lending-deposit spread in 2020.
Compared with earlier readings it is down 8.1% on the previous year and down 31.5% over ten years.
Over the whole period, bank lending-deposit spread in Jamaica peaked at 20.27 in 1995 and was at its lowest, 2.6, in 1984.
Jamaica ranks 22nd of 124 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 41 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 6.51 | 2.6 | 9.74 | 10 |
| 1990s | 13.52 | 6.52 | 20.27 | 10 |
| 2000s | 7.62 | 6.76 | 8.69 | 10 |
| 2010s | 12.86 | 10.45 | 15.23 | 10 |
| 2020s | 9.6 | 9.6 | 9.6 | 1 |
Countries ranked near Jamaica
More financial sector data for Jamaica
- Domestic credit to private sector by banks 45.7% (2025)
- Total reserves in months of imports 6.47 (2024)
- Net domestic credit 2.02 trillion current LCU (2025)
- Net foreign assets 1.11 trillion current LCU (2025)
- Monetary Sector credit to private sector 45.9% (2025)
- Broad money 65.8% (2025)
- Claims on central government, etc. 7.9% (2025)
- Domestic credit to private sector 45.9% (2025)
- Official exchange rate 159.1 LCU per US$, period average (2025)
- Net migration -11,053 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Jamaica?
- Bank lending-deposit spread in Jamaica was 9.6 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Jamaica?
- The highest recorded value was 20.27 in 1995.
- What is the lowest bank lending-deposit spread recorded in Jamaica?
- The lowest recorded value was 2.6 in 1984.
- How does Jamaica rank for bank lending-deposit spread?
- Jamaica ranks 22nd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Jamaica?
- Over the last ten years it is down 31.5%. The long-run trend across the full record is rising.
- Where does this Jamaica data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.