Bank lending-deposit spread in Mozambique
Mozambique: Bank lending-deposit spread was 10.28 in 2020. ▼ Falling
Bank lending-deposit spread in Mozambique, 1997–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Mozambique recorded 10.28 for bank lending-deposit spread in 2020.
That represents a change of up 3.9% on the previous year and up 56.3% over ten years.
Over the whole period, bank lending-deposit spread in Mozambique peaked at 16.13 in 1998 and was at its lowest, 4.53, in 1997.
That places Mozambique 19th out of 124 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently falling across the 24 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 10.81 | 4.53 | 16.13 | 3 |
| 2000s | 9.15 | 6.15 | 12.54 | 10 |
| 2010s | 7.77 | 5.38 | 10.77 | 10 |
| 2020s | 10.28 | 10.28 | 10.28 | 1 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Domestic credit to private sector by banks 17.7% (2025)
- Total reserves in months of imports 3.44 (2024)
- Net domestic credit 594.88 billion current LCU (2025)
- Net foreign assets 252.90 billion current LCU (2025)
- Monetary Sector credit to private sector 18.3% (2025)
- Broad money 59.4% (2025)
- Claims on central government, etc. 21.2% (2025)
- Domestic credit to private sector 18.3% (2025)
- Official exchange rate 63.91 LCU per US$, period average (2024)
- Net migration -65,573 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Mozambique?
- Bank lending-deposit spread in Mozambique was 10.28 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Mozambique?
- The highest recorded value was 16.13 in 1998.
- What is the lowest bank lending-deposit spread recorded in Mozambique?
- The lowest recorded value was 4.53 in 1997.
- How does Mozambique rank for bank lending-deposit spread?
- Mozambique ranks 19th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Mozambique?
- Over the last ten years it is up 56.3%. The long-run trend across the full record is falling.
- Where does this Mozambique data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 24 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.