Bank lending-deposit spread in Peru
Peru: Bank lending-deposit spread was 11.08 in 2020. ◆ Volatile
Bank lending-deposit spread in Peru, 1992–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Peru stood at 11.08.
Compared with earlier readings it is up 3.4% on the previous year and down 34.2% over ten years.
Over the whole period, bank lending-deposit spread in Peru peaked at 88.49 in 1992 and was at its lowest, 10.72, in 2019.
That places Peru 16th out of 124 countries with data for 2020, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank lending-deposit spread in Peru, year by year
| Year | Value | Change |
|---|---|---|
| 1992 | 88.49 | — |
| 1993 | 50.1 | -43.4% |
| 1994 | 33 | -34.1% |
| 1995 | 20.45 | -38.0% |
| 1996 | 16.63 | -18.7% |
| 1997 | 15.9 | -4.4% |
| 1998 | 17.51 | +10.2% |
| 1999 | 18.78 | +7.3% |
| 2000 | 16.7 | -11.1% |
| 2001 | 15.06 | -9.8% |
| 2002 | 16.57 | +10.0% |
| 2003 | 17.18 | +3.7% |
| 2004 | 21.69 | +26.2% |
| 2005 | 22.11 | +1.9% |
| 2006 | 19.14 | -13.4% |
| 2007 | 17.93 | -6.3% |
| 2008 | 18.23 | +1.6% |
| 2009 | 16.69 | -8.4% |
| 2010 | 16.85 | +1.0% |
| 2011 | 15.01 | -10.9% |
| 2012 | 15.36 | +2.3% |
| 2013 | 14.61 | -4.9% |
| 2014 | 11.92 | -18.4% |
| 2015 | 11.99 | +0.6% |
| 2016 | 11.55 | -3.7% |
| 2017 | 12.33 | +6.8% |
| 2018 | 11.2 | -9.2% |
| 2019 | 10.72 | -4.3% |
| 2020 | 11.08 | +3.4% |
Peru compared with similar countries
- Peru's 11.08 is above the median for upper middle income countries, which is 5.5, 2.0× the median. (45 countries reporting)
- Peru's 11.08 is above the median for Latin America & Caribbean, which is 6.26, 1.8× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 32.61 | 15.9 | 88.49 | 8 |
| 2000s | 18.13 | 15.06 | 22.11 | 10 |
| 2010s | 13.15 | 10.72 | 16.85 | 10 |
| 2020s | 11.08 | 11.08 | 11.08 | 1 |
Countries ranked near Peru
- 13 Angola 13.45 compare
- 14 Sierra Leone 12.3 compare
- 15 Mauritania 11.33 compare
- 17 Bhutan 11 compare
- 18 Uganda 10.46 compare
- 19 Mozambique 10.28 compare
More financial sector data for Peru
- Reserve position in the IMF, US dollar, annual growth rate 5.94 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 13.46 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.8855 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.94 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 13.46 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.8855 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Peru?
- Bank lending-deposit spread in Peru was 11.08 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Peru?
- The highest recorded value was 88.49 in 1992.
- What is the lowest bank lending-deposit spread recorded in Peru?
- The lowest recorded value was 10.72 in 2019.
- How does Peru rank for bank lending-deposit spread?
- Peru ranks 16th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Peru?
- Over the last ten years it is down 34.2%. The long-run trend across the full record is volatile.
- Where does this Peru data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.