Bank lending-deposit spread in Peru
Peru: Bank lending-deposit spread was 11.08 in 2020. ◆ Volatile
Bank lending-deposit spread in Peru, 1992–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Peru stood at 11.08.
Compared with earlier readings it is up 3.4% on the previous year and down 34.2% over ten years.
Over the whole period, bank lending-deposit spread in Peru peaked at 88.49 in 1992 and was at its lowest, 10.72, in 2019.
That places Peru 16th out of 124 countries with data for 2020, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 32.61 | 15.9 | 88.49 | 8 |
| 2000s | 18.13 | 15.06 | 22.11 | 10 |
| 2010s | 13.15 | 10.72 | 16.85 | 10 |
| 2020s | 11.08 | 11.08 | 11.08 | 1 |
Countries ranked near Peru
- 13 Angola 13.45 compare
- 14 Sierra Leone 12.3 compare
- 15 Mauritania 11.33 compare
- 17 Bhutan 11 compare
- 18 Uganda 10.46 compare
- 19 Mozambique 10.28 compare
More financial sector data for Peru
- Domestic credit to private sector by banks 39.6% (2024)
- Total reserves in months of imports 10.42 (2025)
- Net domestic credit 436.63 billion current LCU (2024)
- Net foreign assets 269.92 billion current LCU (2024)
- Monetary Sector credit to private sector 39.6% (2024)
- Broad money 61.6% (2022)
- Claims on central government, etc. -0.6% (2024)
- Domestic credit to private sector 39.6% (2024)
- Official exchange rate 3.57 LCU per US$, period average (2025)
- Net migration 11,931 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Peru?
- Bank lending-deposit spread in Peru was 11.08 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Peru?
- The highest recorded value was 88.49 in 1992.
- What is the lowest bank lending-deposit spread recorded in Peru?
- The lowest recorded value was 10.72 in 2019.
- How does Peru rank for bank lending-deposit spread?
- Peru ranks 16th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Peru?
- Over the last ten years it is down 34.2%. The long-run trend across the full record is volatile.
- Where does this Peru data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.