Bank lending-deposit spread in Uganda
Uganda: Bank lending-deposit spread was 10.46 in 2018. ▲ Rising
Bank lending-deposit spread in Uganda, 1984–2018
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Uganda recorded 10.46 for bank lending-deposit spread in 2018.
Compared with earlier readings it is down 9.7% on the previous year and up 7.0% over ten years.
Over the whole period, bank lending-deposit spread in Uganda peaked at 14.67 in 1987 and was at its lowest, 1.92, in 1984.
That places Uganda 18th out of 124 countries with data for 2018, putting it in the top quarter.
The long-run direction has been consistently rising across the 34 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.65 | 1.92 | 14.67 | 6 |
| 1990s | 8.76 | 3.25 | 12.82 | 9 |
| 2000s | 11.4 | 9.09 | 14.19 | 10 |
| 2010s | 10.53 | 8.49 | 12.49 | 9 |
Countries ranked near Uganda
- 15 Mauritania 11.33 compare
- 16 Peru 11.08 compare
- 17 Bhutan 11 compare
- 19 Mozambique 10.28 compare
- 20 Solomon Islands 10.19 compare
- 21 Tanzania 10 compare
More financial sector data for Uganda
- Domestic credit to private sector by banks 12.5% (2025)
- Total reserves in months of imports 2.39 (2024)
- Net domestic credit 50.23 trillion current LCU (2025)
- Net foreign assets 18.21 trillion current LCU (2025)
- Monetary Sector credit to private sector 12.6% (2025)
- Broad money 22.3% (2025)
- Claims on central government, etc. 9.0% (2025)
- Domestic credit to private sector 14.3% (2024)
- Official exchange rate 3,603 LCU per US$, period average (2025)
- Net migration -119,059 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Uganda?
- Bank lending-deposit spread in Uganda was 10.46 in 2018, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Uganda?
- The highest recorded value was 14.67 in 1987.
- What is the lowest bank lending-deposit spread recorded in Uganda?
- The lowest recorded value was 1.92 in 1984.
- How does Uganda rank for bank lending-deposit spread?
- Uganda ranks 18th out of 124 countries with data for 2018.
- Is bank lending-deposit spread rising or falling in Uganda?
- Over the last ten years it is up 7.0%. The long-run trend across the full record is rising.
- Where does this Uganda data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.