Bank lending-deposit spread in Uganda
Uganda: Bank lending-deposit spread was 10.46 in 2018. ▲ Rising
Bank lending-deposit spread in Uganda, 1984–2018
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Uganda recorded 10.46 for bank lending-deposit spread in 2018.
Compared with earlier readings it is down 9.7% on the previous year and up 7.0% over ten years.
Over the whole period, bank lending-deposit spread in Uganda peaked at 14.67 in 1987 and was at its lowest, 1.92, in 1984.
That places Uganda 18th out of 124 countries with data for 2018, putting it in the top quarter.
The long-run direction has been consistently rising across the 34 years of available data.
Bank lending-deposit spread in Uganda, year by year
| Year | Value | Change |
|---|---|---|
| 1984 | 1.92 | — |
| 1985 | 4 | +108.7% |
| 1986 | 10 | +150.0% |
| 1987 | 14.67 | +46.7% |
| 1988 | 13.5 | -8.0% |
| 1989 | 7.83 | -42.0% |
| 1990 | 7.42 | -5.3% |
| 1991 | 3.25 | -56.2% |
| 1992 | 3.28 | +0.9% |
| 1994 | 10.77 | +228.6% |
| 1995 | 12.55 | +16.6% |
| 1996 | 9.68 | -22.9% |
| 1997 | 9.53 | -1.5% |
| 1998 | 9.51 | -0.3% |
| 1999 | 12.82 | +34.9% |
| 2000 | 13.08 | +2.0% |
| 2001 | 14.19 | +8.5% |
| 2002 | 13.53 | -4.6% |
| 2003 | 9.09 | -32.8% |
| 2004 | 12.86 | +41.5% |
| 2005 | 10.85 | -15.6% |
| 2006 | 9.61 | -11.4% |
| 2007 | 9.84 | +2.4% |
| 2008 | 9.78 | -0.7% |
| 2009 | 11.2 | +14.6% |
| 2010 | 12.49 | +11.5% |
| 2011 | 8.49 | -32.0% |
| 2012 | 9.35 | +10.2% |
| 2013 | 11.17 | +19.4% |
| 2014 | 10.77 | -3.5% |
| 2015 | 9.83 | -8.7% |
| 2016 | 10.65 | +8.3% |
| 2017 | 11.58 | +8.8% |
| 2018 | 10.46 | -9.7% |
Uganda compared with similar countries
- Uganda's 10.46 is above the median for low income countries, which is 10.46, 1.0× the median. (11 countries reporting)
- Uganda's 10.46 is above the median for Sub-Saharan Africa, which is 8.22, 1.3× the median. (27 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Uganda changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1994 | +228.6% | 3.28 | 10.77 |
| 1986 | +150.0% | 4 | 10 |
| 1985 | +108.7% | 1.92 | 4 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.65 | 1.92 | 14.67 | 6 |
| 1990s | 8.76 | 3.25 | 12.82 | 9 |
| 2000s | 11.4 | 9.09 | 14.19 | 10 |
| 2010s | 10.53 | 8.49 | 12.49 | 9 |
Countries ranked near Uganda
- 15 Mauritania 11.33 compare
- 16 Peru 11.08 compare
- 17 Bhutan 11 compare
- 19 Mozambique 10.28 compare
- 20 Solomon Islands 10.19 compare
- 21 Tanzania 10 compare
More financial sector data for Uganda
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Uganda?
- Bank lending-deposit spread in Uganda was 10.46 in 2018, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Uganda?
- The highest recorded value was 14.67 in 1987.
- What is the lowest bank lending-deposit spread recorded in Uganda?
- The lowest recorded value was 1.92 in 1984.
- How does Uganda rank for bank lending-deposit spread?
- Uganda ranks 18th out of 124 countries with data for 2018.
- Is bank lending-deposit spread rising or falling in Uganda?
- Over the last ten years it is up 7.0%. The long-run trend across the full record is rising.
- Where does this Uganda data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 34 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.