Bank lending-deposit spread in Tanzania
Tanzania: Bank lending-deposit spread was 10 in 2020. ▼ Falling
Bank lending-deposit spread in Tanzania, 1992–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Tanzania is 10, measured in 2020.
Compared with earlier readings it is up 1.3% on the previous year and up 26.2% over ten years.
Over the whole period, bank lending-deposit spread in Tanzania peaked at 20.37 in 1996 and was at its lowest, 5.46, in 2016.
Tanzania ranks 21st of 124 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 29 years of available data.
Bank lending-deposit spread in Tanzania, year by year
| Year | Value | Change |
|---|---|---|
| 1992 | 10.36 | — |
| 1993 | 9.58 | -7.5% |
| 1994 | 12.54 | +30.8% |
| 1995 | 13.18 | +5.1% |
| 1996 | 20.37 | +54.6% |
| 1997 | 18.44 | -9.5% |
| 1998 | 15.14 | -17.9% |
| 1999 | 14.14 | -6.6% |
| 2000 | 14.19 | +0.3% |
| 2001 | 15.25 | +7.4% |
| 2002 | 13.11 | -14.0% |
| 2003 | 11.47 | -12.5% |
| 2004 | 9.94 | -13.3% |
| 2005 | 10.52 | +5.8% |
| 2006 | 8.93 | -15.1% |
| 2007 | 7.39 | -17.2% |
| 2008 | 6.73 | -8.9% |
| 2009 | 7.06 | +4.9% |
| 2010 | 7.92 | +12.2% |
| 2011 | 8.19 | +3.3% |
| 2012 | 6.01 | -26.6% |
| 2013 | 5.89 | -2.0% |
| 2014 | 6.44 | +9.2% |
| 2015 | 6.21 | -3.5% |
| 2016 | 5.46 | -12.0% |
| 2017 | 6.59 | +20.6% |
| 2018 | 9.21 | +39.8% |
| 2019 | 9.87 | +7.1% |
| 2020 | 10 | +1.3% |
Tanzania compared with similar countries
- Tanzania's 10 is above the median for lower middle income countries, which is 7.06, 1.4× the median. (31 countries reporting)
- Tanzania's 10 is above the median for Sub-Saharan Africa, which is 8.22, 1.2× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 14.22 | 9.58 | 20.37 | 8 |
| 2000s | 10.46 | 6.73 | 15.25 | 10 |
| 2010s | 7.18 | 5.46 | 9.87 | 10 |
| 2020s | 10 | 10 | 10 | 1 |
Countries ranked near Tanzania
More financial sector data for Tanzania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.8467 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Tanzania?
- Bank lending-deposit spread in Tanzania was 10 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Tanzania?
- The highest recorded value was 20.37 in 1996.
- What is the lowest bank lending-deposit spread recorded in Tanzania?
- The lowest recorded value was 5.46 in 2016.
- How does Tanzania rank for bank lending-deposit spread?
- Tanzania ranks 21st out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Tanzania?
- Over the last ten years it is up 26.2%. The long-run trend across the full record is falling.
- Where does this Tanzania data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 29 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.