Bank liquid reserves to bank assets ratio in Early-demographic dividend
Early-demographic dividend: Bank liquid reserves to bank assets ratio was 19.8% in 2025. ▲ Rising
Bank liquid reserves to bank assets ratio in Early-demographic dividend, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Early-demographic dividend recorded 19.8% for bank liquid reserves to bank assets ratio in 2025.
Compared with earlier readings it is down 8.9% on the previous year and down 13.8% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in Early-demographic dividend peaked at 26.1% in 2021 and was at its lowest, 16.7%, in 2002.
That places Early-demographic dividend 8th out of 39 groups with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 25 years of available data.
Bank liquid reserves to bank assets ratio in Early-demographic dividend, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 16.9% | — |
| 2002 | 16.7% | -1.2% |
| 2003 | 17.4% | +4.3% |
| 2004 | 18.6% | +6.8% |
| 2005 | 19.1% | +2.6% |
| 2006 | 19.5% | +2.1% |
| 2007 | 18.8% | -3.6% |
| 2008 | 21.0% | +11.7% |
| 2009 | 23.7% | +13.0% |
| 2010 | 24.6% | +3.8% |
| 2011 | 24.6% | +0.2% |
| 2012 | 23.7% | -3.7% |
| 2013 | 21.9% | -7.8% |
| 2014 | 22.6% | +3.5% |
| 2015 | 22.9% | +1.4% |
| 2016 | 22.6% | -1.6% |
| 2017 | 23.1% | +2.3% |
| 2018 | 22.1% | -4.4% |
| 2019 | 21.4% | -2.8% |
| 2020 | 24.1% | +12.4% |
| 2021 | 26.1% | +8.2% |
| 2022 | 24.6% | -5.7% |
| 2023 | 22.4% | -8.7% |
| 2024 | 21.7% | -3.4% |
| 2025 | 19.8% | -8.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 19.0% | 16.7% | 23.7% | 9 |
| 2010s | 22.9% | 21.4% | 24.6% | 10 |
| 2020s | 23.1% | 19.8% | 26.1% | 6 |
Countries ranked near Early-demographic dividend
- 5 South Sudan 87.0% compare
- 6 Afghanistan 86.9% compare
- 7 Eritrea 84.9% compare
- 8 Tonga 78.8% compare
- 9 Ghana 70.7% compare
- 10 Sudan 70.6% compare
- 11 Sao Tome and Principe 61.7% compare
More financial sector data for Early-demographic dividend
- Net migration -3.03 million (2025)
- Total reserves in months of imports 9.26 (2025)
- Broad money 66.6% (2021)
- Claims on central government, etc. 20.1% (2025)
- Domestic credit to private sector 40.2% (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, annual growth rate 2.36 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Monetary Sector credit to private sector 38.2% (2025)
- Net migration, annual growth rate -3.88 % change on previous year (2025)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in Early-demographic dividend?
- Bank liquid reserves to bank assets ratio in Early-demographic dividend was 19.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in Early-demographic dividend?
- The highest recorded value was 26.1% in 2021.
- What is the lowest bank liquid reserves to bank assets ratio recorded in Early-demographic dividend?
- The lowest recorded value was 16.7% in 2002.
- How does Early-demographic dividend rank for bank liquid reserves to bank assets ratio?
- Early-demographic dividend ranks 8th out of 39 groups with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in Early-demographic dividend?
- Over the last ten years it is down 13.8%. The long-run trend across the full record is rising.
- Where does this Early-demographic dividend data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.