Bank liquid reserves to bank assets ratio in IBRD only

IBRD only: Bank liquid reserves to bank assets ratio was 18.7% in 2025. ▲ Rising

Latest (2025)
18.7%
Change on year
down 7.6%
Rank
12th
of 39 groups
All-time high
22.6%
in 2021
All-time low
14.1%
in 2002
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in IBRD only, 2001–2025

05101520252001201320252001: 14.8 %2002: 14.1 %2003: 15.1 %2004: 18.3 %2005: 19.8 %2006: 19.5 %2007: 18.3 %2008: 17.5 %2009: 21.4 %2010: 22.3 %2011: 21.6 %2012: 20.5 %2013: 20.8 %2014: 19.9 %2015: 21.3 %2016: 20.5 %2017: 19.5 %2018: 18.8 %2019: 18.8 %2020: 20.8 %2021: 22.6 %2022: 21.4 %2023: 22.5 %2024: 20.3 %2025: 18.7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

IBRD only recorded 18.7% for bank liquid reserves to bank assets ratio in 2025.

Compared with earlier readings it is down 7.6% on the previous year and down 11.9% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in IBRD only peaked at 22.6% in 2021 and was at its lowest, 14.1%, in 2002.

IBRD only ranks 12th of 39 groups on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in IBRD only, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in IBRD only, 2001 to 2025.
Year % Change
2001 14.8%
2002 14.1% -4.6%
2003 15.1% +7.4%
2004 18.3% +20.8%
2005 19.8% +8.3%
2006 19.5% -1.5%
2007 18.3% -6.4%
2008 17.5% -4.4%
2009 21.4% +22.6%
2010 22.3% +4.3%
2011 21.6% -3.3%
2012 20.5% -5.1%
2013 20.8% +1.3%
2014 19.9% -4.3%
2015 21.3% +7.0%
2016 20.5% -3.6%
2017 19.5% -4.9%
2018 18.8% -3.3%
2019 18.8% -0.1%
2020 20.8% +10.4%
2021 22.6% +9.0%
2022 21.4% -5.5%
2023 22.5% +5.2%
2024 20.3% -9.9%
2025 18.7% -7.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 17.6% 14.1% 21.4% 9
2010s 20.4% 18.8% 22.3% 10
2020s 21.1% 18.7% 22.6% 6

Countries ranked near IBRD only

  1. 9 Ghana 70.7% compare
  2. 10 Sudan 70.6% compare
  3. 11 Sao Tome and Principe 61.7% compare
  4. 12 Mongolia 56.8% compare
  5. 13 Ukraine 56.0% compare
  6. 14 Nigeria 54.9% compare
  7. 15 Iraq 53.8% compare

See the full ranking of 191 places →

More financial sector data for IBRD only

All data for IBRD only →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in IBRD only?
Bank liquid reserves to bank assets ratio in IBRD only was 18.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in IBRD only?
The highest recorded value was 22.6% in 2021.
What is the lowest bank liquid reserves to bank assets ratio recorded in IBRD only?
The lowest recorded value was 14.1% in 2002.
How does IBRD only rank for bank liquid reserves to bank assets ratio?
IBRD only ranks 12th out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in IBRD only?
Over the last ten years it is down 11.9%. The long-run trend across the full record is rising.
Where does this IBRD only data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Bank liquid reserves to bank assets ratio in IBRD only. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 04 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/ibrd-only/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/ibrd-only/">Bank liquid reserves to bank assets ratio in IBRD only</a> — Statizoid

About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.