Bank liquid reserves to bank assets ratio in Low & middle income

Low & middle income: Bank liquid reserves to bank assets ratio was 17.3% in 2025. ▲ Rising

Latest (2025)
17.3%
Change on year
down 13.5%
Rank
17th
of 39 groups
All-time high
22.6%
in 2021
All-time low
14.9%
in 2002
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Low & middle income, 2001–2025

05101520252001201320252001: 16.4 %2002: 14.9 %2003: 15.2 %2004: 18.4 %2005: 18.9 %2006: 18.5 %2007: 18.6 %2008: 17.2 %2009: 21.3 %2010: 20.4 %2011: 21.1 %2012: 19.7 %2013: 20.8 %2014: 20.4 %2015: 21 %2016: 21.1 %2017: 21.4 %2018: 19.4 %2019: 19.8 %2020: 21.6 %2021: 22.6 %2022: 21.5 %2023: 20.9 %2024: 20 %2025: 17.3 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Low & middle income recorded 17.3% for bank liquid reserves to bank assets ratio in 2025.

The figure is down 13.5% on the previous year and down 17.5% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Low & middle income peaked at 22.6% in 2021 and was at its lowest, 14.9%, in 2002.

Low & middle income ranks 17th of 39 groups on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in Low & middle income, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Low & middle income, 2001 to 2025.
Year % Change
2001 16.4%
2002 14.9% -9.0%
2003 15.2% +1.7%
2004 18.4% +21.5%
2005 18.9% +2.3%
2006 18.5% -2.1%
2007 18.6% +0.8%
2008 17.2% -7.5%
2009 21.3% +23.6%
2010 20.4% -4.0%
2011 21.1% +3.3%
2012 19.7% -6.4%
2013 20.8% +5.3%
2014 20.4% -1.9%
2015 21.0% +2.7%
2016 21.1% +0.4%
2017 21.4% +1.5%
2018 19.4% -9.1%
2019 19.8% +1.8%
2020 21.6% +9.0%
2021 22.6% +5.0%
2022 21.5% -4.9%
2023 20.9% -2.8%
2024 20.0% -4.4%
2025 17.3% -13.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 17.7% 14.9% 21.3% 9
2010s 20.5% 19.4% 21.4% 10
2020s 20.7% 17.3% 22.6% 6

Countries ranked near Low & middle income

  1. 14 Nigeria 54.9% compare
  2. 15 Iraq 53.8% compare
  3. 16 Tajikistan 53.3% compare
  4. 17 Czechia 51.3% compare
  5. 18 Malawi 48.7% compare
  6. 19 Comoros 47.0% compare
  7. 20 Guinea 46.2% compare

See the full ranking of 191 places →

More financial sector data for Low & middle income

All data for Low & middle income →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Low & middle income?
Bank liquid reserves to bank assets ratio in Low & middle income was 17.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Low & middle income?
The highest recorded value was 22.6% in 2021.
What is the lowest bank liquid reserves to bank assets ratio recorded in Low & middle income?
The lowest recorded value was 14.9% in 2002.
How does Low & middle income rank for bank liquid reserves to bank assets ratio?
Low & middle income ranks 17th out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Low & middle income?
Over the last ten years it is down 17.5%. The long-run trend across the full record is rising.
Where does this Low & middle income data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Bank liquid reserves to bank assets ratio in Low & middle income. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/low-and-middle-income/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/low-and-middle-income/">Bank liquid reserves to bank assets ratio in Low & middle income</a> — Statizoid

About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.