Bank net interest margin in Bosnia and Herzegovina

Bosnia and Herzegovina: Bank net interest margin was 3.3% in 2021. ▼ Falling

Latest (2021)
3.3%
Change on year
down 10.3%
World rank
75th
of 166 countries
All-time high
6.5%
in 2002
All-time low
3.3%
in 2021
Years of data
22
2000–2021

Bank net interest margin in Bosnia and Herzegovina, 2000–2021

02462000201020212000: 6.4 %2001: 6.1 %2002: 6.5 %2003: 6 %2004: 5.1 %2005: 4.8 %2006: 4.7 %2007: 4.7 %2008: 4.1 %2009: 4.3 %2010: 4.4 %2011: 4.8 %2012: 4.7 %2013: 4.6 %2014: 4.2 %2015: 3.6 %2016: 4.3 %2017: 4.5 %2018: 3.8 %2019: 3.7 %2020: 3.6 %2021: 3.3 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank net interest margin in Bosnia and Herzegovina stood at 3.3%. That is the lowest value across all 22 years on record.

Compared with earlier readings it is down 10.3% on the previous year and down 31.3% over ten years.

Over the whole period, bank net interest margin in Bosnia and Herzegovina peaked at 6.5% in 2002 and was at its lowest, 3.3%, in 2021.

Bosnia and Herzegovina ranks 75th of 166 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Bank net interest margin in Bosnia and Herzegovina, year by year

Annual values for Bank net interest margin (%) in Bosnia and Herzegovina, 2000 to 2021.
Year % Change
2000 6.4%
2001 6.1% -4.4%
2002 6.5% +6.7%
2003 6.0% -7.3%
2004 5.1% -15.1%
2005 4.8% -5.4%
2006 4.7% -2.6%
2007 4.7% +0.6%
2008 4.1% -12.3%
2009 4.3% +2.7%
2010 4.4% +4.0%
2011 4.8% +7.5%
2012 4.7% -0.6%
2013 4.6% -1.8%
2014 4.2% -9.1%
2015 3.6% -13.8%
2016 4.3% +17.3%
2017 4.5% +5.1%
2018 3.8% -15.1%
2019 3.7% -1.8%
2020 3.6% -2.5%
2021 3.3% -10.3%

Averages by decade

DecadeAverage LowestHighest Years
2000s 5.3% 4.1% 6.5% 10
2010s 4.3% 3.6% 4.8% 10
2020s 3.5% 3.3% 3.6% 2

Countries ranked near Bosnia and Herzegovina

  1. 72 Côte d'Ivoire 3.3% compare
  2. 73 Türkiye 3.3% compare
  3. 74 Saint Lucia 3.3% compare
  4. 76 Pakistan 3.3% compare
  5. 77 Nepal 3.2% compare
  6. 78 India 3.2% compare

See the full ranking of 166 places →

More financial sector data for Bosnia and Herzegovina

All data for Bosnia and Herzegovina →

Frequently asked questions

What is bank net interest margin in Bosnia and Herzegovina?
Bank net interest margin in Bosnia and Herzegovina was 3.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in Bosnia and Herzegovina?
The highest recorded value was 6.5% in 2002.
What is the lowest bank net interest margin recorded in Bosnia and Herzegovina?
The lowest recorded value was 3.3% in 2021.
How does Bosnia and Herzegovina rank for bank net interest margin?
Bosnia and Herzegovina ranks 75th out of 166 countries with data for 2021.
Is bank net interest margin rising or falling in Bosnia and Herzegovina?
Over the last ten years it is down 31.3%. The long-run trend across the full record is falling.
Where does this Bosnia and Herzegovina data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in Bosnia and Herzegovina. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/bosnia-and-herzegovina/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.