Bank net interest margin (%) in Nepal
Nepal: Bank net interest margin (%) was 3.2% in 2021. ▬ Flat
Bank net interest margin in Nepal, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Nepal stood at 3.2%. That is the lowest value across all 22 years on record.
The figure is down 9.0% on the previous year and down 27.9% over ten years.
Over the whole period, bank net interest margin in Nepal peaked at 4.5% in 2011 and was at its lowest, 3.2%, in 2021.
That places Nepal 77th out of 166 countries with data for 2021, putting it in the middle of the range.
Bank net interest margin (%) in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 4.1% | — |
| 2001 | 3.9% | -5.7% |
| 2002 | 3.4% | -13.8% |
| 2003 | 4.0% | +19.5% |
| 2004 | 4.0% | -0.1% |
| 2005 | 4.2% | +5.2% |
| 2006 | 3.6% | -15.7% |
| 2007 | 4.4% | +23.8% |
| 2008 | 3.7% | -15.2% |
| 2009 | 3.8% | +0.7% |
| 2010 | 4.4% | +16.4% |
| 2011 | 4.5% | +2.0% |
| 2012 | 3.7% | -16.9% |
| 2013 | 4.4% | +18.8% |
| 2014 | 4.2% | -3.4% |
| 2015 | 4.3% | +0.4% |
| 2016 | 4.0% | -5.1% |
| 2017 | 4.3% | +5.3% |
| 2018 | 4.2% | -1.8% |
| 2019 | 4.4% | +6.1% |
| 2020 | 3.5% | -20.4% |
| 2021 | 3.2% | -9.0% |
Nepal compared with similar countries
- Nepal's 3.2% is below the median for lower middle income countries, which is 3.8%, 84% of the median. (38 countries reporting)
- Nepal's 3.2% is above the median for South Asia, which is 3.2%, 1.0× the median. (5 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9% | 3.4% | 4.4% | 10 |
| 2010s | 4.2% | 3.7% | 4.5% | 10 |
| 2020s | 3.4% | 3.2% | 3.5% | 2 |
Countries ranked near Nepal
More financial sector data for Nepal
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7398 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5402 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7398 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Nepal?
- Bank net interest margin in Nepal was 3.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Nepal?
- The highest recorded value was 4.5% in 2011.
- What is the lowest bank net interest margin recorded in Nepal?
- The lowest recorded value was 3.2% in 2021.
- How does Nepal rank for bank net interest margin?
- Nepal ranks 77th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Nepal?
- Over the last ten years it is down 27.9%. The long-run trend across the full record is flat.
- Where does this Nepal data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.