Bank net interest margin (%) in Panama
Panama: Bank net interest margin (%) was 3.2% in 2021. ▼ Falling
Bank net interest margin in Panama, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Panama is 3.2%, measured in 2021.
The figure is down 5.4% on the previous year and down 8.0% over ten years.
Over the whole period, bank net interest margin in Panama peaked at 4.7% in 2008 and was at its lowest, 2.5%, in 2014.
That places Panama 79th out of 166 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Panama, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 3.5% | — |
| 2001 | 3.2% | -8.1% |
| 2002 | 3.2% | +0.5% |
| 2003 | 3.6% | +10.4% |
| 2004 | 3.5% | -3.3% |
| 2005 | 3.2% | -9.1% |
| 2006 | 4.2% | +32.1% |
| 2007 | 4.5% | +9.1% |
| 2008 | 4.7% | +4.3% |
| 2009 | 3.7% | -21.9% |
| 2010 | 2.9% | -20.6% |
| 2011 | 3.4% | +17.2% |
| 2012 | 3.0% | -12.5% |
| 2013 | 2.8% | -5.6% |
| 2014 | 2.5% | -11.4% |
| 2015 | 3.5% | +38.2% |
| 2016 | 3.6% | +3.1% |
| 2017 | 3.7% | +2.2% |
| 2018 | 3.7% | +0.8% |
| 2019 | 3.7% | +0.9% |
| 2020 | 3.3% | -10.2% |
| 2021 | 3.2% | -5.4% |
Panama compared with similar countries
- Panama's 3.2% is above the median for high income countries, which is 1.9%, 1.6× the median. (62 countries reporting)
- Panama's 3.2% is below the median for Latin America & Caribbean, which is 4.5%, 70% of the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.7% | 3.2% | 4.7% | 10 |
| 2010s | 3.3% | 2.5% | 3.7% | 10 |
| 2020s | 3.3% | 3.2% | 3.3% | 2 |
Countries ranked near Panama
More financial sector data for Panama
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 16.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 16.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Panama?
- Bank net interest margin in Panama was 3.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Panama?
- The highest recorded value was 4.7% in 2008.
- What is the lowest bank net interest margin recorded in Panama?
- The lowest recorded value was 2.5% in 2014.
- How does Panama rank for bank net interest margin?
- Panama ranks 79th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Panama?
- Over the last ten years it is down 8.0%. The long-run trend across the full record is falling.
- Where does this Panama data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.