Bank net interest margin in Pakistan
Pakistan: Bank net interest margin was 3.3% in 2021. ▲ Rising
Bank net interest margin in Pakistan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Pakistan is 3.3%, measured in 2021.
Compared with earlier readings it is down 19.6% on the previous year and down 0.5% over ten years.
Over the whole period, bank net interest margin in Pakistan peaked at 8.1% in 2012 and was at its lowest, 2.9%, in 2000.
Pakistan ranks 76th of 165 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.7% | 2.9% | 4.2% | 10 |
| 2010s | 4.1% | 2.9% | 8.1% | 10 |
| 2020s | 3.7% | 3.3% | 4.0% | 2 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Domestic credit to private sector by banks 10.7% (2025)
- Total reserves in months of imports 3.76 (2025)
- Net domestic credit 55.96 trillion current LCU (2025)
- Net foreign assets -249.12 billion current LCU (2025)
- Monetary Sector credit to private sector 10.7% (2025)
- Broad money 40.9% (2025)
- Claims on central government, etc. 36.0% (2025)
- Domestic credit to private sector 10.7% (2025)
- Official exchange rate 281.14 LCU per US$, period average (2025)
- Net migration -1.24 million (2025)
Frequently asked questions
- What is bank net interest margin in Pakistan?
- Bank net interest margin in Pakistan was 3.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Pakistan?
- The highest recorded value was 8.1% in 2012.
- What is the lowest bank net interest margin recorded in Pakistan?
- The lowest recorded value was 2.9% in 2000.
- How does Pakistan rank for bank net interest margin?
- Pakistan ranks 76th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Pakistan?
- Over the last ten years it is down 0.5%. The long-run trend across the full record is rising.
- Where does this Pakistan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.