Bank nonperforming loans to total gross loans (%) in Belgium
Belgium: Bank nonperforming loans to total gross loans (%) was 2.0% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Belgium, 2006–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Belgium is 2.0%, measured in 2025.
Compared with earlier readings it is down 0.3% on the previous year and down 48.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Belgium peaked at 4.3% in 2013 and was at its lowest, 1.2%, in 2007.
That places Belgium 115th out of 151 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 20 years of available data.
Bank nonperforming loans to total gross loans (%) in Belgium, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 1.3% | — |
| 2007 | 1.2% | -9.2% |
| 2008 | 1.7% | +43.3% |
| 2009 | 3.1% | +87.0% |
| 2010 | 2.8% | -9.1% |
| 2011 | 3.3% | +18.2% |
| 2012 | 3.8% | +13.4% |
| 2013 | 4.3% | +13.7% |
| 2014 | 4.2% | -1.6% |
| 2015 | 3.9% | -9.3% |
| 2016 | 3.5% | -9.5% |
| 2017 | 3.0% | -15.0% |
| 2018 | 2.3% | -23.4% |
| 2019 | 2.1% | -8.0% |
| 2020 | 2.1% | -0.8% |
| 2021 | 2.0% | -1.9% |
| 2022 | 1.8% | -9.5% |
| 2023 | 1.8% | -1.0% |
| 2024 | 2.0% | +10.0% |
| 2025 | 2.0% | -0.3% |
Belgium compared with similar countries
- Belgium's 2.0% is below the median for high income countries, which is 2.0%, 98% of the median. (58 countries reporting)
- Belgium's 2.0% is below the median for Europe & Central Asia, which is 2.2%, 89% of the median. (48 countries reporting)
Biggest year-on-year movements
Years where Bank nonperforming loans to total gross loans (%) in Belgium changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +87.0% | 1.7% | 3.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.8% | 1.2% | 3.1% | 4 |
| 2010s | 3.3% | 2.1% | 4.3% | 10 |
| 2020s | 2.0% | 1.8% | 2.1% | 6 |
Countries ranked near Belgium
More financial sector data for Belgium
- Reserve position in the IMF, US dollar, annual growth rate 13.78 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0032 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 193.33 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0023 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 141.16 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.78 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0032 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 193.33 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.35 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Belgium?
- Bank nonperforming loans to total gross loans in Belgium was 2.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Belgium?
- The highest recorded value was 4.3% in 2013.
- What is the lowest bank nonperforming loans to total gross loans recorded in Belgium?
- The lowest recorded value was 1.2% in 2007.
- How does Belgium rank for bank nonperforming loans to total gross loans?
- Belgium ranks 115th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Belgium?
- Over the last ten years it is down 48.2%. The long-run trend across the full record is falling.
- Where does this Belgium data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.