Bank nonperforming loans to total gross loans (%) in Kosovo
Kosovo: Bank nonperforming loans to total gross loans (%) was 2.0% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Kosovo, 2010–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Kosovo is 2.0%, measured in 2025.
That represents a change of up 8.9% on the previous year and down 65.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Kosovo peaked at 8.1% in 2013 and was at its lowest, 1.9%, in 2024.
Kosovo ranks 112th of 151 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans (%) in Kosovo, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 5.7% | — |
| 2011 | 5.6% | -1.7% |
| 2012 | 7.2% | +27.9% |
| 2013 | 8.1% | +13.6% |
| 2014 | 8.0% | -2.2% |
| 2015 | 5.8% | -26.7% |
| 2016 | 4.7% | -20.1% |
| 2017 | 2.9% | -37.1% |
| 2018 | 2.6% | -12.4% |
| 2019 | 1.9% | -24.8% |
| 2020 | 2.5% | +28.0% |
| 2021 | 2.1% | -13.8% |
| 2022 | 1.9% | -9.2% |
| 2023 | 1.9% | -0.1% |
| 2024 | 1.9% | -3.6% |
| 2025 | 2.0% | +8.9% |
Kosovo compared with similar countries
- Kosovo's 2.0% is below the median for upper middle income countries, which is 3.5%, 57% of the median. (48 countries reporting)
- Kosovo's 2.0% is below the median for Europe & Central Asia, which is 2.2%, 91% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 5.2% | 1.9% | 8.1% | 10 |
| 2020s | 2.1% | 1.9% | 2.5% | 6 |
Countries ranked near Kosovo
More financial sector data for Kosovo
- Total reserves in months of imports, annual growth rate -3.12 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Net domestic credit (current LCU), annual growth rate 17.34 % change on previous year (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5007 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), per capita 3,518 current LCU per person (2024)
- Net foreign assets (current LCU), annual growth rate -3.14 % change on previous year (2024)
- Net foreign assets (current LCU), per unit of GDP 0.2147 current LCU per US$ of GDP (2024)
- Net foreign assets (current LCU), per capita 1,508 current LCU per person (2024)
- Net migration, annual growth rate 17.13 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Kosovo?
- Bank nonperforming loans to total gross loans in Kosovo was 2.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Kosovo?
- The highest recorded value was 8.1% in 2013.
- What is the lowest bank nonperforming loans to total gross loans recorded in Kosovo?
- The lowest recorded value was 1.9% in 2024.
- How does Kosovo rank for bank nonperforming loans to total gross loans?
- Kosovo ranks 112th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Kosovo?
- Over the last ten years it is down 65.2%. The long-run trend across the full record is volatile.
- Where does this Kosovo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.