Bank nonperforming loans to total gross loans in Malta
Malta: Bank nonperforming loans to total gross loans was 2.0% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Malta, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Malta recorded 2.0% for bank nonperforming loans to total gross loans in 2025. That is the lowest value across all 21 years on record.
Compared with earlier readings it is down 23.2% on the previous year and down 71.7% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Malta peaked at 9.0% in 2014 and was at its lowest, 2.0%, in 2025.
That places Malta 113th out of 150 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Bank nonperforming loans to total gross loans in Malta, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 8.2% | — |
| 2006 | 6.5% | -21.2% |
| 2007 | 5.3% | -17.9% |
| 2008 | 5.0% | -5.6% |
| 2009 | 5.8% | +15.4% |
| 2010 | 7.0% | +21.3% |
| 2011 | 7.1% | +1.0% |
| 2012 | 7.8% | +9.4% |
| 2013 | 8.9% | +15.4% |
| 2014 | 9.0% | +1.1% |
| 2015 | 7.1% | -21.6% |
| 2016 | 5.3% | -25.4% |
| 2017 | 4.1% | -23.1% |
| 2018 | 3.4% | -17.6% |
| 2019 | 3.2% | -4.4% |
| 2020 | 3.7% | +14.2% |
| 2021 | 5.0% | +37.0% |
| 2022 | 3.5% | -30.3% |
| 2023 | 3.2% | -9.7% |
| 2024 | 2.6% | -17.1% |
| 2025 | 2.0% | -23.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.2% | 5.0% | 8.2% | 5 |
| 2010s | 6.3% | 3.2% | 9.0% | 10 |
| 2020s | 3.3% | 2.0% | 5.0% | 6 |
Countries ranked near Malta
More financial sector data for Malta
- Total reserves in months of imports, annual growth rate 0.8994 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 1.95 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0283 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,357 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 1.28 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,878 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 3.68 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,944 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Malta?
- Bank nonperforming loans to total gross loans in Malta was 2.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Malta?
- The highest recorded value was 9.0% in 2014.
- What is the lowest bank nonperforming loans to total gross loans recorded in Malta?
- The lowest recorded value was 2.0% in 2025.
- How does Malta rank for bank nonperforming loans to total gross loans?
- Malta ranks 113th out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Malta?
- Over the last ten years it is down 71.7%. The long-run trend across the full record is falling.
- Where does this Malta data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.