Bank nonperforming loans to total gross loans in Costa Rica
Costa Rica: Bank nonperforming loans to total gross loans was 2.0% in 2025. ▲ Rising
Bank nonperforming loans to total gross loans in Costa Rica, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Costa Rica is 2.0%, measured in 2025.
Compared with earlier readings it is down 0.5% on the previous year and up 23.1% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Costa Rica peaked at 2.4% in 2020 and was at its lowest, 1.5%, in 2008.
That places Costa Rica 111th out of 151 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Bank nonperforming loans to total gross loans in Costa Rica, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 1.5% | — |
| 2009 | 2.1% | +34.1% |
| 2010 | 1.9% | -9.9% |
| 2011 | 1.8% | -2.1% |
| 2012 | 1.7% | -3.9% |
| 2013 | 1.7% | +0.2% |
| 2014 | 1.6% | -11.2% |
| 2015 | 1.7% | +7.2% |
| 2016 | 1.6% | -6.7% |
| 2017 | 2.1% | +32.2% |
| 2018 | 2.1% | +3.1% |
| 2019 | 2.4% | +13.1% |
| 2020 | 2.4% | +0.8% |
| 2021 | 2.3% | -6.5% |
| 2022 | 2.1% | -6.6% |
| 2023 | 2.0% | -6.9% |
| 2024 | 2.1% | +4.9% |
| 2025 | 2.0% | -0.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.8% | 1.5% | 2.1% | 2 |
| 2010s | 1.9% | 1.6% | 2.4% | 10 |
| 2020s | 2.1% | 2.0% | 2.4% | 6 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Costa Rica?
- Bank nonperforming loans to total gross loans in Costa Rica was 2.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Costa Rica?
- The highest recorded value was 2.4% in 2020.
- What is the lowest bank nonperforming loans to total gross loans recorded in Costa Rica?
- The lowest recorded value was 1.5% in 2008.
- How does Costa Rica rank for bank nonperforming loans to total gross loans?
- Costa Rica ranks 111th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Costa Rica?
- Over the last ten years it is up 23.1%. The long-run trend across the full record is rising.
- Where does this Costa Rica data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.