Bank nonperforming loans to total gross loans in Cyprus
Cyprus: Bank nonperforming loans to total gross loans was 2.1% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Cyprus, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Cyprus is 2.1%, measured in 2025. That is the lowest value across all 18 years on record.
The figure is down 49.0% on the previous year and down 95.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Cyprus peaked at 47.7% in 2015 and was at its lowest, 2.1%, in 2025.
That places Cyprus 108th out of 150 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in Cyprus, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 3.6% | — |
| 2009 | 4.5% | +25.5% |
| 2010 | 5.8% | +29.1% |
| 2011 | 10.0% | +71.5% |
| 2012 | 18.4% | +84.0% |
| 2013 | 38.6% | +109.8% |
| 2014 | 45.0% | +16.6% |
| 2015 | 47.7% | +6.2% |
| 2016 | 36.7% | -23.1% |
| 2017 | 31.4% | -14.5% |
| 2018 | 19.5% | -37.8% |
| 2019 | 17.1% | -12.4% |
| 2020 | 15.0% | -12.1% |
| 2021 | 9.0% | -40.1% |
| 2022 | 7.7% | -14.9% |
| 2023 | 6.1% | -20.2% |
| 2024 | 4.2% | -31.5% |
| 2025 | 2.1% | -49.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.1% | 3.6% | 4.5% | 2 |
| 2010s | 27.0% | 5.8% | 47.7% | 10 |
| 2020s | 7.4% | 2.1% | 15.0% | 6 |
Countries ranked near Cyprus
More financial sector data for Cyprus
- Total reserves (gold at national valuation) (SDR), annual growth rate 33.35 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,557 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 60.58 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 11.41 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0052 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 157.68 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 3.35 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 532.45 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Cyprus?
- Bank nonperforming loans to total gross loans in Cyprus was 2.1% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Cyprus?
- The highest recorded value was 47.7% in 2015.
- What is the lowest bank nonperforming loans to total gross loans recorded in Cyprus?
- The lowest recorded value was 2.1% in 2025.
- How does Cyprus rank for bank nonperforming loans to total gross loans?
- Cyprus ranks 108th out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Cyprus?
- Over the last ten years it is down 95.5%. The long-run trend across the full record is volatile.
- Where does this Cyprus data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.