Bank nonperforming loans to total gross loans in France
France: Bank nonperforming loans to total gross loans was 2.1% in 2024. ▼ Falling
Bank nonperforming loans to total gross loans in France, 2008–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in France is 2.1%, measured in 2024.
Compared with earlier readings it is up 1.3% on the previous year and down 44.0% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in France peaked at 4.9% in 2011 and was at its lowest, 2.1%, in 2023.
France ranks 109th of 150 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 17 years of available data.
Bank nonperforming loans to total gross loans in France, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 3.2% | — |
| 2009 | 4.6% | +41.4% |
| 2010 | 4.3% | -5.6% |
| 2011 | 4.9% | +13.1% |
| 2012 | 4.3% | -12.2% |
| 2013 | 4.5% | +4.7% |
| 2014 | 3.7% | -17.1% |
| 2015 | 3.5% | -5.4% |
| 2016 | 3.5% | -0.7% |
| 2017 | 2.9% | -18.5% |
| 2018 | 2.7% | -3.6% |
| 2019 | 2.5% | -8.5% |
| 2020 | 2.4% | -5.2% |
| 2021 | 2.2% | -9.0% |
| 2022 | 2.1% | -4.2% |
| 2023 | 2.1% | -0.8% |
| 2024 | 2.1% | +1.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9% | 3.2% | 4.6% | 2 |
| 2010s | 3.7% | 2.5% | 4.9% | 10 |
| 2020s | 2.2% | 2.1% | 2.4% | 5 |
Countries ranked near France
More financial sector data for France
- Net domestic credit (current LCU), per capita 73,491 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.59 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 2.34 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 2.74 billion SDR (2025)
- Gold reserves at market value 249.89 billion SDR (2025)
- Reserves excluding gold, foreign exchange 24.41 billion SDR (2025)
- Reserves excluding gold 62.78 billion SDR (2025)
- Total reserves (gold at market value) 312.67 billion SDR (2025)
- Total reserves (gold at national valuation) 309.44 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,503 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in France?
- Bank nonperforming loans to total gross loans in France was 2.1% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in France?
- The highest recorded value was 4.9% in 2011.
- What is the lowest bank nonperforming loans to total gross loans recorded in France?
- The lowest recorded value was 2.1% in 2023.
- How does France rank for bank nonperforming loans to total gross loans?
- France ranks 109th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in France?
- Over the last ten years it is down 44.0%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.