Bank nonperforming loans to total gross loans in Brazil
Brazil: Bank nonperforming loans to total gross loans was 3.9% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Brazil, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Brazil recorded 3.9% for bank nonperforming loans to total gross loans in 2025.
Compared with earlier readings it is up 42.8% on the previous year and up 36.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Brazil peaked at 4.2% in 2009 and was at its lowest, 1.9%, in 2020.
That places Brazil 63rd out of 151 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Bank nonperforming loans to total gross loans in Brazil, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 3.5% | — |
| 2006 | 3.5% | -1.8% |
| 2007 | 3.0% | -13.8% |
| 2008 | 3.1% | +4.2% |
| 2009 | 4.2% | +35.7% |
| 2010 | 3.1% | -26.3% |
| 2011 | 3.5% | +11.6% |
| 2012 | 3.4% | -0.6% |
| 2013 | 2.9% | -17.1% |
| 2014 | 2.3% | -21.2% |
| 2015 | 2.8% | +26.4% |
| 2016 | 3.1% | +8.3% |
| 2017 | 2.9% | -6.6% |
| 2018 | 2.6% | -9.8% |
| 2019 | 2.7% | +2.2% |
| 2020 | 1.9% | -29.7% |
| 2021 | 2.1% | +11.3% |
| 2022 | 2.6% | +27.0% |
| 2023 | 2.8% | +7.6% |
| 2024 | 2.7% | -4.5% |
| 2025 | 3.9% | +42.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.5% | 3.0% | 4.2% | 5 |
| 2010s | 2.9% | 2.3% | 3.5% | 10 |
| 2020s | 2.7% | 1.9% | 3.9% | 6 |
Countries ranked near Brazil
More financial sector data for Brazil
- Net domestic credit (current LCU), per capita 83,511 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 7.8 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 11.32 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 194.05 million SDR (2025)
- Gold reserves at market value 17.68 billion SDR (2025)
- Reserves excluding gold, foreign exchange 226.46 billion SDR (2025)
- Reserves excluding gold 244.10 billion SDR (2025)
- Total reserves (gold at market value) 261.78 billion SDR (2025)
- Total reserves (gold at national valuation) 261.56 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,229 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Brazil?
- Bank nonperforming loans to total gross loans in Brazil was 3.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Brazil?
- The highest recorded value was 4.2% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Brazil?
- The lowest recorded value was 1.9% in 2020.
- How does Brazil rank for bank nonperforming loans to total gross loans?
- Brazil ranks 63rd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Brazil?
- Over the last ten years it is up 36.2%. The long-run trend across the full record is falling.
- Where does this Brazil data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.