Bank nonperforming loans to total gross loans (%) in Kazakhstan
Kazakhstan: Bank nonperforming loans to total gross loans (%) was 3.6% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Kazakhstan, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Kazakhstan recorded 3.6% for bank nonperforming loans to total gross loans in 2025.
The figure is up 18.7% on the previous year and down 54.4% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Kazakhstan peaked at 20.9% in 2010 and was at its lowest, 2.9%, in 2023.
Kazakhstan ranks 66th of 151 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans (%) in Kazakhstan, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 7.1% | — |
| 2009 | 18.9% | +166.9% |
| 2010 | 20.9% | +10.6% |
| 2011 | 20.7% | -1.3% |
| 2012 | 19.4% | -6.2% |
| 2013 | 19.5% | +0.4% |
| 2014 | 12.4% | -36.4% |
| 2015 | 8.0% | -35.8% |
| 2016 | 6.7% | -15.5% |
| 2017 | 9.3% | +38.6% |
| 2018 | 7.4% | -20.7% |
| 2019 | 8.1% | +10.3% |
| 2020 | 6.9% | -15.6% |
| 2021 | 3.3% | -51.7% |
| 2022 | 3.4% | +1.2% |
| 2023 | 2.9% | -13.9% |
| 2024 | 3.1% | +5.6% |
| 2025 | 3.6% | +18.7% |
Kazakhstan compared with similar countries
- Kazakhstan's 3.6% is above the median for upper middle income countries, which is 3.5%, 1.0× the median. (48 countries reporting)
- Kazakhstan's 3.6% is above the median for Europe & Central Asia, which is 2.2%, 1.6× the median. (48 countries reporting)
Biggest year-on-year movements
Years where Bank nonperforming loans to total gross loans (%) in Kazakhstan changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +166.9% | 7.1% | 18.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.0% | 7.1% | 18.9% | 2 |
| 2010s | 13.2% | 6.7% | 20.9% | 10 |
| 2020s | 3.9% | 2.9% | 6.9% | 6 |
Countries ranked near Kazakhstan
More financial sector data for Kazakhstan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 13.02 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 9.51 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 13.02 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Kazakhstan?
- Bank nonperforming loans to total gross loans in Kazakhstan was 3.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Kazakhstan?
- The highest recorded value was 20.9% in 2010.
- What is the lowest bank nonperforming loans to total gross loans recorded in Kazakhstan?
- The lowest recorded value was 2.9% in 2023.
- How does Kazakhstan rank for bank nonperforming loans to total gross loans?
- Kazakhstan ranks 66th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Kazakhstan?
- Over the last ten years it is down 54.4%. The long-run trend across the full record is volatile.
- Where does this Kazakhstan data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.