Bank nonperforming loans to total gross loans in Ethiopia

Ethiopia: Bank nonperforming loans to total gross loans was 5.4% in 2021. ▲ Rising

Latest (2021)
5.4%
Change on year
up 57.9%
World rank
40th
of 151 countries
All-time high
5.4%
in 2021
All-time low
2.7%
in 2019
Years of data
5
2017–2021

Bank nonperforming loans to total gross loans in Ethiopia, 2017–2021

02462017201920212017: 3.4 %2018: 3.6 %2019: 2.7 %2020: 3.4 %2021: 5.4 %

Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.

Analysis

In 2021, bank nonperforming loans to total gross loans in Ethiopia stood at 5.4%. That is the highest value across all 5 years on record.

That represents a change of up 57.9% on the previous year and up 58.7% over five years.

Ethiopia ranks 40th of 151 countries on this measure, in the middle of the range.

Bank nonperforming loans to total gross loans in Ethiopia, year by year

Annual values for Bank nonperforming loans to total gross loans (%) in Ethiopia, 2017 to 2021.
Year % Change
2017 3.4%
2018 3.6% +4.3%
2019 2.7% -25.0%
2020 3.4% +28.4%
2021 5.4% +57.9%

Averages by decade

DecadeAverage LowestHighest Years
2010s 3.2% 2.7% 3.6% 3
2020s 4.4% 3.4% 5.4% 2

Countries ranked near Ethiopia

  1. 37 Barbados 5.8% compare
  2. 38 Maldives 5.7% compare
  3. 39 Papua New Guinea 5.4% compare
  4. 41 Pakistan 5.4% compare
  5. 42 Argentina 5.3% compare
  6. 43 Nepal 5.2% compare

See the full ranking of 151 places →

More financial sector data for Ethiopia

All data for Ethiopia →

Frequently asked questions

What is bank nonperforming loans to total gross loans in Ethiopia?
Bank nonperforming loans to total gross loans in Ethiopia was 5.4% in 2021, according to Financial Soundness Indicators, International Monetary Fund (IMF).
What is the highest bank nonperforming loans to total gross loans recorded in Ethiopia?
The highest recorded value was 5.4% in 2021.
What is the lowest bank nonperforming loans to total gross loans recorded in Ethiopia?
The lowest recorded value was 2.7% in 2019.
How does Ethiopia rank for bank nonperforming loans to total gross loans?
Ethiopia ranks 40th out of 151 countries with data for 2021.
Where does this Ethiopia data come from?
The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.

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Bank nonperforming loans to total gross loans in Ethiopia. Statizoid, drawing on Financial Soundness Indicators, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/bank-nonperforming-loans-to-total-gross-loans-percent/ethiopia/

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About this data

Indicator
Bank nonperforming loans to total gross loans (%)
Unit
%
Source
Financial Soundness Indicators, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
151 places, 2,360 data points, 2000–2025
Last refreshed

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.